190 Pine Ridge Rd, Durango, CO 81301 Property Records

La Plata County property record for 190 Pine Ridge Rd, Durango, CO 81301 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1996
Lot Size	1.23 acres (53,579 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Apr 2026)
Tax Bill	$1,255 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5671-322-03-009`

Property Details

APN / Parcel Number

Primary APN	`5671-322-03-009`
Alternative APN	`R418777`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Lot Area	53,579 sqft
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Unfinished Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R418777
Street Address	190 PINE RIDGE RD
City	DURANGO
State	CO
Zip	81301-8233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: ALPINE SHADOWS #2 BLOCK: 0 LOT: 46 190 PINE RIDGE RD DURANGO 81301
Legal Subdivision	ALPINE SHADOWS #2
Legal Block	1
Legal Lot Number	46
Jurisdiction	LA PLATA CO
Township / Civil Division	BAYFIELD
Census Block Group	1
Census Block	1053
Census Tract	970601

Owner

Source: La Plata County records · APN 5671-322-03-009

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	190 PINE RIDGE RD, DURANGO, CO 81301-8233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 02, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) COLORADO HOUSING & FINANCE AUTHORITY
Apr 13, 2026	Special Warranty Deed, Transfer · Conventional Mortgage ANIMAS MOUNTAIN MORTGAGE
Aug 02, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) COLORADO HOUSING & FINANCE AUTHORITY
Jul 22, 2022	Personal Representative Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Jul 22, 2022 · Amount on Record
Deed Document Number	20261253119
Prior Transfer Date	Jul 18, 2022
Prior Transfer Doc	0001213104
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	190 PINE RIDGE RD, DURANGO, CO 81301-8233
Transaction Type	Mortgage
Record Updated	Apr 27, 2026
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001213511
Date	Aug 02, 2022
Instrument	1213511

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 13, 2026
Property Address	190 PINE RIDGE RD, DURANGO, CO 81301-8233
Document Number	0001253119
Instrument Date	Apr 10, 2026
Instrument	20261253119
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,939.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 PINE RIDGE RD, DURANGO, CO 81301-8233

Mortgage

Document Number	0001253120,
Date	Apr 13, 2026
Instrument	20261253120

Lender

Name	ANIMAS MOUNTAIN MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	190 PINE RIDGE RD, DURANGO, CO 81301-8233
Transaction Type	Mortgage
Record Updated	May 07, 2024
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001213511
Date	Aug 02, 2022
Instrument	1213511

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

July 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LA PLATA CO
Recording Date	Jul 22, 2022
Property Address	190 PINE RIDGE RD, DURANGO, CO 81301-8233
Document Number	0001213104
Map Reference	DOC 305859
Instrument Date	Jul 18, 2022
Instrument	1213104
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$34.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 PINE RIDGE RD, DURANGO, CO 81301-8233

Mortgage

Document Number	0001213510
Date	Aug 02, 2022
Instrument	1213510

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,380 (-2.07%) Land $8,790 Building $11,590	$333,010 (-) Land $143,550 Building $189,460
2025	$1,255.00 (+61.73%)	$20,810 (+45.83%) Land $8,970 Building $11,840	$333,010 (+56.3%) Land $143,550 Building $189,460
2024	$776.00 (+14.79%)
2023	$676.00	$14,270 (+0.99%) Land $7,640 Building $6,630	$213,060 (+4.78%) Land $114,100 Building $98,960
2022	$676.00	$14,130 Land $7,730 Building $6,400	$203,340 Land $111,290 Building $92,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679706011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019, other causes

Wildfire

Wildfire Risk	High above 78% of the US · above 80% of Colorado
Wildfire Likelihood	About 1 in 254 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Visionary Communications	Fixed Wireless (licensed-by-rule)	100 / 20
Lumen Technologies	DSL	60 / 5
AlignTec	Fixed Wireless (unlicensed)	50 / 25
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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