Elmore County property record for 190 Pine Dr, Eclectic, AL 36024 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,728 sqft Living Area |
| Garage | Carport |
| Occupancy | Owner Occupied |
| Last Sale | $284,000 (2004) |
| Primary APN | 07-05-21-3-002-028.002 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,728 sqft Living Area |
| 1st Floor | 1,152 sqft 1st Floor |
| Upper Floors | 576 sqft Upper Floors |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Other Exterior |
| Foundation Type | Concrete Foundation |
| Roof Material | Asphalt Roof |
| Garage Type | Carport Garage |
| Carport | Carport |
| Carport Area | 624 sqft Carport |
| Deck Area | 432 sqft Deck |
|---|---|
| Patio Area | 432 sqft Patio |
| Porch | Open Porch |
| Topography | Other Topography |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 599710 |
|---|---|
| Old Parcel Number | 0705213002028002 |
| Street Address | 190 PINE DR |
| City | ECLECTIC |
| State | AL |
| Zip | 36024-4518 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK 10 KOWALIGA BAY ESTATES #1 3/162 & 163 |
| Legal Range | 21E |
| Legal Township | 20N |
| Legal Section | 21 |
| Legal Quarter | SW |
| Legal Subdivision | ESTATES |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | ELMORE AL |
| Minor Civil Division | ECLECTIC |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 30300 |
Source: Elmore County records · APN 07-05-21-3-002-028.002
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 PINE DR, ECLECTIC, AL 36024-4518 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 30, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage SYNERGY ONE LENDING |
| Jan 10, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2004 · Amount on Record |
| Deed Sale | Mar 31, 2004 · Amount on Record |
| Deed Doc Number | 2004 -024334 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 190 PINE DR, ECLECTIC, AL 36024-4518 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2019/52534 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 2019/52534 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | ECLECTIC, AL 36024 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 190 PINE DR, ECLECTIC, AL 36024-4518 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 190 PINE DR, ECLECTIC, AL 36024-4518 |
| Document Number | 02023/1044 |
|---|---|
| Date | Jan 10, 2023 |
| Book Page | 2023/1044 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Elmore County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Unified School District | Elmore County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption | $74,340 (+6.22%) | $937,150 (+33.9%) Land $274,830 Building $662,320 |
| 2023 | $69,989 Land $27,483 Building $42,506 | $699,890 Land $274,830 Building $425,060 |
190 Pine Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Elmore County (01051C), updated February 20, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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