190 Pine Ave N, Oldsmar, FL 34677 Property Records

Pinellas County property record for 190 Pine Ave N, Oldsmar, FL 34677

Property Summary

Property TypeCondominium Offices
Details3,019 sqft · built 2005
Lot Size0.145 acres (6,334 sqft)
Owner2 Company Names on Record
Last Sale$1,035,600 (Mar 2026)
Tax Bill$10,719 (2025)
Deeds & MortgagesMar 2026 Sale
Jan 2020 Line of Credit
Flood ZoneZone X (moderate risk)
APNC62-000-780-8269-0

Property Details

APN / Parcel Number

Primary APNC62-000-780-8269-0
Alternative APNs
  • 14-28-16-20228-000-1900
  • 281614202280001900
  • R421402

Interior

Stories1 Story
Building Area3,019 sqft Gross Area
1st Floor Area3,019 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick/Stone
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area6,334 sqft (0.145 acres)
View / LotCorner
PorchOpen Porch

Location & Zoning

Account NumberR421402
Street Address190 PINE AVE N
CityOLDSMAR
StateFL
Zip34677-4629
Property CategoryCommercial
Property TypeCommercial > Office > Condominium Offices
Legal DescriptionCYPRESS LAKES PROF CENTER COMMERCIAL CONDO PHASE 9 UNIT 190
Legal Range16E
Legal Township28S
Legal Section14
Legal SubdivisionCYPRESS LAKES PROF CENTER
Legal Phase9
Legal Tract20228
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2026
Census Tract27327

Owner

Source: Pinellas County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4131 CAUSEWAY VISTA DR, TAMPA, FL 33615-5418
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2026Warranty Deed, Transfer
BOLD TITLE LLC, OL TITLE LLC
Jan 30, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2026 · Amount on Record
Deed SaleMar 25, 2026 · Amount on Record
Prior SaleFeb 3, 2020 · Amount on Record
Deed Document Number202680671
Deed Book / Page23500 / 400
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMar 25, 2026
Property Address190 PINE AVE N, OLDSMAR, FL 34677-4629
Document Number0235000400
Book / Page23500 / 400
Map ReferenceMB 135 PG 26-33
Instrument DateMar 12, 2026
Instrument2026080671
Transaction TypeTransfer
Record UpdatedApr 9, 2026
Title CompanyBOLD TITLE LLC, OL TITLE LLC

Transaction

AmountAmount Recorded
Tax$7,249.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10919 KIDRON VALLEY LN, TAMPA, FL 33625-3748

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address4131 CAUSEWAY VISTA DR, TAMPA, FL 33615-5418

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address190 PINE AVE N, OLDSMAR, FL 34677-4629
Instrument DateJan 30, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyTROPICAL TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10881 STRADA LN #305 TRINITY FL 346555094, 305, TRINITY, FL 34655-5094

Mortgage

Document Number208671382
DateFeb 3, 2020
Book Page020867/001382
Instrument35340
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255-0001
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number208671402,
DateFeb 3, 2020
Book Page020867/001402
Instrument35341
Lender
NameKENNETH A COHEN & ANN S JAMIES
Address3919 COQUINA KEY DR SE, ST PETERSBURG, FL 33705-4123
Agreement
AmountAmount Recorded
Term180 Months
DueFeb 2, 2035
Interest
Rate8%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityOldsmar City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,719.00 (+10.47%)$685,000 (+5.38%) Building $685,000$685,000 (+5.38%) Building $685,000
2024$9,703.00 (+4.47%)
2023$9,288.00 (+22.26%)$650,000 (+47.73%)$650,000 (+47.73%) Building $650,000
2022$7,597.00$440,000$440,000 Building $440,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 230 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies230 in force
Nearby Flood Claims51 (1988–2024)
Claims Outside the SFHA17 of 51
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 29 claims
  • Hurricane Helene, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLDSMAR WATER SYSTEM
serves 14,898 people · EPA ID FL6521417
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier, T-Mobile, Verizon, WOW Internet, Cable & Phone.

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