Franklin County property record for 190 Pickney Rd, Winchester, TN 37398 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,864 sqft · built 1992 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $219,900 (Mar 2020) |
| Tax Bill | $1,929 (2022) |
| Deeds & Mortgages | Mar 2022 Mortgage May 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026076 04112 |
| Primary APN | 026076 04112 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,864 sqft Living Area |
| 1st Floor Area | 1,864 sqft |
| Basement Area | 744 sqft |
| Unfinished Basement | 744 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 34,848 sqft (0.8 acres) |
| Lot Dimensions | 199 ft deep x 175 ft wide |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 208 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 190 PICKNEY RD |
|---|---|
| City | WINCHESTER |
| State | TN |
| Zip | 37398-2440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01 LINDSEY M VAUGHN, COUNTY AREA: W01 |
| Legal Subdivision | PICKNEY S/D |
| Legal Lot Number | 5 |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 960500 |
Source: Franklin County records · APN 026076 04112
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 PICKNEY RD, WINCHESTER, TN 37398-2440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF LAFAYETTE |
| May 25, 2022 | Deed of Trust, Mortgage CITIZENS BANK |
| Aug 05, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Nov 02, 2020 | Deed of Trust, Mortgage CITIZENS BANK |
| Mar 02, 2020 | Warranty Deed, Transfer · Conventional Mortgage LEGENDS BANK |
| Apr 16, 2019 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 11, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage CITIZENS CMNTY BK |
| May 10, 2018 | Quit Claim Deed, Transfer SOUTHERN TN TITLE AND ESCROW LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 02, 2020 · Amount on Record |
| Deed Sale | Mar 02, 2020 · Amount on Record |
| Prior Sale | Apr 16, 2019 · Amount on Record |
| Deed Document Number | 20001274 |
| Deed Book / Page | D0442 / 87 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 190 PICKNEY RD, WINCHESTER, TN 37398-2440 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0022002480 |
|---|---|
| Date | Mar 23, 2022 |
| Book Page | T1437/727 |
| Instrument | 22002480 |
| Name | CITIZENS BANK OF LAFAYETTE |
|---|---|
| Type | Bank |
| Address | LAFAYETTE, TN 37083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 190 PICKNEY RD, WINCHESTER, TN 37398-2440 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0022004337 |
|---|---|
| Date | May 25, 2022 |
| Book Page | T1447/210 |
| Instrument | 22004337 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 190 PICKNEY RD, WINCHESTER, TN 37398-2440 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 190 PICKNEY RD, WINCHESTER, TN 37398-2440 |
| Document Number | 0025005194 |
|---|---|
| Date | Aug 05, 2025 |
| Book Page | T1579/727 |
| Instrument | 25005194 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 3131 CAMINO DEL RIO N STE 1100, SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 190 PICKNEY RD, WINCHESTER, TN 37398-2440 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007894 |
|---|---|
| Date | Nov 02, 2020 |
| Book Page | T1354/360 |
| Instrument | 20007894 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | TULLAHOMA, TN 37388 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Mar 02, 2020 |
| Property Address | 190 PICKNEY RD, WINCHESTER, TN 37398-2440 |
| Document Number | 0020001274 |
| Book / Page | D0442 / 87 |
| Map Reference | ENV 215-A |
| Instrument Date | Feb 28, 2020 |
| Instrument | 20001274 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $813.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 PICKNEY RD, WINCHESTER, TN 37398-2440 |
| Investor | Possibly a Property Investor |
| Document Number | 0020001275 |
|---|---|
| Date | Mar 02, 2020 |
| Instrument | 20001275 |
| Name | LEGENDS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Apr 16, 2019 |
| Property Address | 190 PICKNEY RD, WINCHESTER, TN 37398-2440 |
| Document Number | 0019002124 |
| Book / Page | D0435 / 500 |
| Map Reference | ENV 215-A |
| Instrument Date | Apr 12, 2019 |
| Instrument | 19002124 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2022 |
| Title Company | METROPOLITAN ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $688.94 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 526 CENTENNIAL RD, WINCHESTER, TN 37398 |
| Document Number | 0019002125 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 19002125 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Mar 11, 2019 |
| Property Address | 190 PICKNEY RD, WINCHESTER, TN 37398-2440 |
| Book / Page | 001280 / 000275 |
| Instrument Date | Mar 01, 2019 |
| Instrument | 1343 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 20, 2019 |
| Title Company | SOUTHERN TN TITLE AND ESCROW LLC, SOUTHERN TN TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 190 PICKNEY RD WINCHESTER TN 373982440, WINCHESTER, TN 37398-2440 |
| Document Number | 0000001343 |
|---|---|
| Date | Mar 11, 2019 |
| Book Page | 001280/000275 |
| Instrument | 1343 |
| Name | CITIZENS CMNTY BK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 10, 2020 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | May 10, 2018 |
| Property Address | 190 PICKNEY RD, WINCHESTER, TN 37398-2440 |
| Document Number | 0000002873 |
| Book / Page | 000428 / 000075 |
| Instrument Date | May 10, 2018 |
| Instrument | 2873 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2018 |
| Title Company | SOUTHERN TN TITLE AND ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 709 FENWICK CLOSE MURFREESBORO TN 371301434, MURFREESBORO, TN 37130-1434 |
Source: Franklin County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Municipality | Winchester City |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $76,525 (-) Land $7,450 Building $69,075 | ||
| 2023 | $76,525 Land $7,450 Building $69,075 | ||
| 2022 | $1,929.00 | $306,100 Land $29,800 Building $276,300 |
Source: FEMA National Flood Hazard Layer, Franklin County (47051C), updated April 23, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470519605002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 1 of 2 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 28% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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