190 Penny Ln, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 190 Penny Ln, Jackson, MO 63755

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,683 sqft · built 2017
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,135 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`098002701005000000`

Property Details

APN / Parcel Number

Primary APN	`098002701005000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,683 sqft Living Area
Basement Area	1,262 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	261,360 sqft (6 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	190 PENNY LN
City	JACKSON
State	MO
Zip	63755-6928
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 5 JACQUELINE HILLS SUBD 19/99
Legal Range	12E
Legal Township	32S
Legal Section	27
Legal Subdivision	JACQUELINE HILLS SUBD
Legal Lot Number	5
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	BYRD
Census Block Group	2
Census Block	2024
Census Tract	880200

Owner

Source: Cape Girardeau County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 PENNY LN, JACKSON, MO 63755-6928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE BANK
Jun 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE BANK
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2016
Deed Sale	Mar 11, 2016
Deed Document Number	20162382
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	190 PENNY LN, JACKSON, MO 63755-6928
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000901
Date	Jan 21, 2021
Instrument	2021-00901

Lender

Name	ALLIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	190 PENNY LN, JACKSON, MO 63755-6928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006598
Date	Jun 12, 2017
Instrument	201706598

Lender

Name	ALLIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	190 PENNY LN, JACKSON, MO 63755-6928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011990
Date	Sep 28, 2020
Instrument	2020-11990

Lender

Name	ALLIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Unified School District	Jackson R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,580 (-) Land $1,280 Building $41,300	$227,071 (-) Land $9,702 Building $217,369
2025	$2,135.00 (+4.97%)	$42,580 (+4.88%) Land $1,280 Building $41,300	$227,071 (+4.81%) Land $9,702 Building $217,369
2023	$2,034.00	$40,600 Land $1,270 Building $39,330	$216,641 Land $9,623 Building $207,018

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE GIRARDEAU COUNTY PWSD 2 serves 2,913 people · EPA ID MO4024097
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoSEMO Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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