190 Patrick Ln, Toone, TN 38381 Property Records

Hardeman County property record for 190 Patrick Ln, Toone, TN 38381

Property Summary

Property Type	Rural Home
Details	4 ba · 2,436 sqft · built 1997
Lot Size	17.5 acres (763,607 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Oct 2021)
Tax Bill	$1,162 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`035041 03006`

Property Details

APN / Parcel Number

Primary APN	`035041 03006`
Alternative APN	`041 03006`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,436 sqft Living Area
1st Floor Area	1,968 sqft
Upper Floors Area	1,560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	763,607 sqft (17.5 acres)
Garage Type	Finished
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,228 sqft
Deck Area	196 sqft
Patio Area	196 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	190 PATRICK LN
City	TOONE
State	TN
Zip	38381-8024
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 08, COUNTY AREA: A01
Jurisdiction	HARDEMAN TN
Township / Civil Division	8
Census Block Group	2
Census Block	2123
Census Tract	950100

Owner

Source: Hardeman County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 PATRICK LN, TOONE, TN 38381-8024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Non-Conforming Investor Loan THE BANK OF FAYETTE COUNTY
Oct 21, 2021	Warranty Deed, Transfer THE BANK OF FAYETTE COUNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Prior Sale	Nov 1, 2016 · Amount on Record
Deed Document Number	2021227460
Deed Book / Page	111 / 92
Prior Transfer Date	Oct 14, 2011
Prior Transfer Doc	000057/613
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEMAN TN
Property Address	190 PATRICK LN, TOONE, TN 38381-8024
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4872 FLAMINGO RD, MEMPHIS, TN 38117-6248

Mortgage

Document Number	000802/166
Date	Jul 25, 2022
Book Page	802/166
Instrument	230903

Lender

Name	THE BANK OF FAYETTE COUNTY
Type	Bank
Address	GERMANTOWN, TN 38139

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDEMAN TN
Recording Date	Oct 21, 2021
Property Address	190 PATRICK LN, TOONE, TN 38381-8024
Document Number	0000111/92
Book / Page	111 / 92
Instrument Date	Oct 19, 2021
Instrument	227460
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	UNKNOWN, FAYETTE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,591.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 PATRICK LN, TOONE, TN 38381-8024

Mortgage

Document Number	0000227461
Date	Oct 21, 2021
Instrument	227461

Lender

Name	THE BANK OF FAYETTE COUNTY
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hardeman County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hardeman County
Unified School District	Hardeman County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,162.00 Additional exemption filed	$64,200 (-) Land $4,500 Building $59,700
2024	$1,162.00 (-14.31%) Additional exemption filed	$64,200 (-) Land $4,500 Building $59,700
2023		$64,200 Land $4,500 Building $59,700	$320,200 Land $81,400 Building $238,800
2022	$1,356.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000

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