190 Oyster Ln, Hubert, NC 28539 Property Records

Onslow County property record for 190 Oyster Ln, Hubert, NC 28539 · Last verified October 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Architecture Style	Ranch
Year Built	Built 1992
Square Footage	2,760 sqft Living Area
Lot Size	45,738 sqft (1.05 acres)
Last Sale	$275,000 (2019)
Tax Bill	$1,655.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`1315-42`
Alternative APNs	`456566000` `019276`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	2,760 sqft Living Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1992
Architectural Style	Ranch Style
Exterior Material	Brick Veneer Exterior
Roof Material	Composition Shingle Roof
Lot Area	45,738 sqft (1.05 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	456566000
Old Parcel Number	1315 42,
Street Address	190 OYSTER LN
City	HUBERT
State	NC
Zip	28539-3759
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OYSTER LN 99E225
Jurisdiction	ONSLOW NC
Minor Civil Division	SWANSBORO
Census Blockgroup	1
Census Block	1005
Census Tract	2801

Owner

Source: Onslow County records · APN 1315-42

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	4513 PLEASANT GROVE CHURCH RD, RALEIGH, NC 27613-3321
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Deed Doc Number	0005072790
Deed Book / Page	5072 / 790
Record Refreshed	Jun 07, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 13, 2019
Property Address	190 OYSTER LN, HUBERT, NC 28539-3759
Document Number	0050720790
Book / Page	5072 / 790
Instrument Date	Nov 04, 2019
Transaction Type	Transfer
Record Updated	May 05, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 HICKORY KNL, 322, HUBERT, NC 28539-4391

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4513 PLEASANT GROVE CHURCH RD, RALEIGH, NC 27613-3321

Mortgage

Document Number	0005072799
Date	Dec 13, 2019
Instrument	5072/799

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Onslow County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,655.00	$252,761 Land $25,270 Building $227,491	$252,761 Land $25,270 Building $227,491

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 36% of the US · above 51% of North Carolina
Wildfire Likelihood	About 1 in 2,174 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.