190 Oleander Loop, Buda, TX 78610 Property Records

Hays County property record for 190 Oleander Loop, Buda, TX 78610

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,685 sqft · built 2021
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$347,700 (Jun 2022)
Tax Bill	$10,585 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`118419000D011002`

Property Details

APN / Parcel Number

Primary APN	`118419000D011002`
Alternative APN	`R171201`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,685 sqft Living Area
Gross Area	3,269 sqft
1st Floor Area	1,563 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.138 acres)
Garage Type	Attached
Garage Area	394 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R171201
Street Address	190 OLEANDER LOOP
City	BUDA
State	TX
Zip	78610-2380
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNFIELD PHASE THREE SEC FIVE B, BLOCK D, LOT 11, ACRES 0.138
Legal Subdivision	SUNFIELD PHASE THREE SEC FIVE B
Legal Phase	3
Legal Block	D
Legal Lot Number	11
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	2
Census Block	2017
Census Tract	10923

Owner

Source: Hays County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 OLEANDER LOOP, BUDA, TX 78610-2380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 24, 2022	Vendor's Lien, Transfer · FHA Mortgage NETWORK FUNDING LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2022 · Amount on Record
Deed Sale	Jun 24, 2022 · Amount on Record
Deed Document Number	202231220
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	190 OLEANDER LOOP, BUDA, TX 78610-2380
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 OLEANDER LOOP, BUDA, TX 78610-2380

Mortgage

Document Number	0000037212
Date	Oct 6, 2025
Instrument	25037212

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2065

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	Jun 24, 2022
Property Address	190 OLEANDER LOOP, BUDA, TX 78610-2380
Document Number	0000031220
Map Reference	DOC 20019342
Instrument Date	Jun 23, 2022
Instrument	22031220
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	NOT AVAILABLE, 46 BEDROCK TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2401 FOUNTAIN VIEW DR STE 215, 215, HOUSTON, TX 77057-4804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 OLEANDER LOOP, BUDA, TX 78610-2380

Mortgage

Document Number	0000031221
Date	Jun 24, 2022
Instrument	22031221

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Hays County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$484,000 (-7.49%)	$494,370 (-5.5%) Land $84,960 Building $409,410
2024	$10,585.00 (+67.14%)
2023		$523,170 Land $97,000 Building $426,170	$523,170 Land $97,000 Building $426,170
2022	$6,333.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 46% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOFORTH SUD serves 34,893 people · EPA ID TX1050019
Water Source	Purchased surface water from GBRA IH-35 TRANSMISSION MAIN
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35

May also be available: Verizon.

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