190 Old River Rd, Lincoln, RI 02865 Property Records

Providence City property record for 190 Old River Rd, Lincoln, RI 02865

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,543 sqft · built 2017
Lot Size	0.281 acres (12,240 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Nov 2021)
Tax Bill	$7,946 (2025)
Deeds & Mortgages	May 2023 Sale Nov 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`19-00001-03`

Property Details

APN / Parcel Number

Primary APN	`19-00001-03`
Alternative APN	`LINC M:31 L:214.0 U`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,543 sqft Living Area
Gross Area	3,756 sqft
1st Floor Area	1,543 sqft
Basement Area	1,543 sqft
Unfinished Basement	1,543 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	12,240 sqft (0.281 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	19-00001-03
Street Address	190 OLD RIVER RD
City	LINCOLN
State	RI
Zip	02865-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS12
Legal Lot Number	214.0
Jurisdiction	LINCOLN RI
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1047
Census Tract	11500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Broadway-Armory Historic District listed 1974 · 1,098 contributing resources · NRIS 74000047

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

190 Old River Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Providence City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	190 OLD RIVER RD, LINCOLN, RI 02865-1100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Warranty Deed, Transfer
Nov 19, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage THE WASHINGTON TRUST CO OF WESTERLY
Feb 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU
Nov 15, 2019	Warranty Deed, Transfer · Conventional with PMI NAVIGANT CU
Jun 20, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 8, 2017	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2021 · Amount on File
Deed Sale	Nov 19, 2021 · Amount on File
Prior Sale	Nov 15, 2019 · Amount on File
Deed Document Number	20215584
Deed Book / Page	2388 / 231
Transfer Doc	2122-104
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN RI
Recording Date	May 18, 2023
Property Address	190 OLD RIVER RD, LINCOLN, RI 02865-1100
Document Number	002487-134
Book / Page	2487 / 134
Instrument Date	May 12, 2023
Instrument	20230000001235
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 OLD RIVER RD, LINCOLN, RI 02865-1100

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN RI
Recording Date	Nov 19, 2021
Property Address	190 OLD RIVER RD, LINCOLN, RI 02865-1100
Document Number	2388-231
Book / Page	2388 / 231
Instrument Date	Nov 19, 2021
Instrument	5584
Transaction Type	Transfer
Record Updated	Dec 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	190 OLD RIVER RD, LINCOLN, RI 02865-1100

Mortgage

Document Number	210000005585
Date	Nov 19, 2021
Instrument	210000005585

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	190 OLD RIVER RD, LINCOLN, RI 02865-1100
Document Number	2223-71
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	190 OLD RIVER RD LINCOLN RI 028651100, LINCOLN, RI 02865-1100

Mortgage

Document Number	2223-71
Date	Feb 11, 2020
Book Page	002223/000071
Instrument	520

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN RI
Recording Date	Nov 15, 2019
Property Address	190 OLD RIVER RD, LINCOLN, RI 02865-1100
Document Number	2207-48
Book / Page	002207 / 000048
Instrument Date	Nov 14, 2019
Instrument	3776
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$388.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	190 OLD RIVER RD LINCOLN RI 028651100, LINCOLN, RI 02865-1100

Mortgage

Document Number	2207-50
Date	Nov 15, 2019
Book Page	002207/000050
Instrument	3777

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN RI
Recording Date	Jun 20, 2018
Property Address	190 OLD RIVER RD, LINCOLN, RI 02865-1100
Document Number	2122-104
Book / Page	002122 / 000104
Instrument Date	Jun 20, 2018
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN RI
Recording Date	Dec 8, 2017
Property Address	190 OLD RIVER RD, LINCOLN, RI 02865-1100
Document Number	2092-128
Book / Page	002092 / 000128
Instrument Date	Dec 8, 2017
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$399.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	190 OLD RIVER RD LINCOLN RI 02865, LINCOLN, RI 02865

Tax Assessment & Valuation

The 2025 property tax bill for 190 Old River Rd was $7,946.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,946.00	$587,700 Land $190,100 Building $397,600	$605,369
2023	$7,549.00	$457,800 Land $140,400 Building $317,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 Old River Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	196 units insured incl. 191 condo units
Nearby Flood Claims	11 (1998–2024)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 190 Old River Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,075 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

Nearby Properties on Old River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures