190 Old Forge Rd, Elgin, IL 60123 Property Records

Kane County property record for 190 Old Forge Rd, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1986
Square Footage	2,268 sqft Living Area
Lot Size	12,127 sqft (0.278 acres)
Occupancy	Owner Occupied
Last Sale	$512,500 (2026)
Tax Bill	$8,857.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-16-277-014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,268 sqft Living Area
Gross Area	3,471 sqft Gross Area
Basement Area	1,203 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame Construction
Lot Area	12,127 sqft (0.278 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	190 OLD FORGE RD
City	ELGIN
State	IL
Zip	60123-5017
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WILLIAMSBURG COMMONS UNIT 1 LOT 8
Legal Subdivision	WILLIAMSBURG COMMONS
Legal Block	2
Legal Lot Number	8
Legal Unit	1
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	2
Census Block	2001
Census Tract	851904

Owner

Source: Kane County records · APN 06-16-277-014

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	190 OLD FORGE RD, ELGIN, IL 60123-5017
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Oct 18, 2024 · Amount on Record
Deed Doc Number	202626708
Prior Transfer Date	Oct 01, 2013
Prior Transfer Doc	0000076691
Record Refreshed	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 25, 2026
Property Address	190 OLD FORGE RD, ELGIN, IL 60123-5017
Document Number	0000026708
Instrument Date	Jun 19, 2026
Instrument	202626708
Transaction Type	Transfer
Record Updated	Jul 06, 2026
Title Company	WATKINS LEGAL GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$77,643.75
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 OLD FORGE RD, ELGIN, IL 60123-5017

Mortgage

Document Number	0000026709,
Date	Jun 25, 2026
Instrument	202626709

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,857.00 (+12.6%)
2024	$7,866.00 (+9.1%)	$114,301 (+21.39%) Land $29,452 Building $84,849	$343,040 (+21.44%) Land $88,391 Building $254,649
2022	$7,210.00 (+4.92%) Homeowner's exemption	$94,158 (+6.96%) Land $24,262 Building $69,896	$282,474 (+6.96%) Land $72,786 Building $209,688
2021	$6,872.00 Homeowner's exemption	$88,031 Land $22,683 Building $65,348	$264,093 Land $68,049 Building $196,044

Flood & Wildfire

190 Old Forge Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.