Clinton County property record for 190 Ogden Rd, Wilmington, OH 45177
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,390 sqft · built 2020 |
| Lot Size | 18.3 acres (800,633 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $177,000 (Jul 2019) |
| Tax Bill | $5,778 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Apr 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010087-2 |
| Primary APN | 010087-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,390 sqft Living Area |
| Gross Area | 4,780 sqft |
| 1st Floor Area | 2,390 sqft |
| Basement Area | 2,390 sqft |
| Unfinished Basement | 2,390 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 800,633 sqft (18.3 acres) |
| Terrain | High |
| Garage Type | Attached - Finished |
| Garage Area | 1,297 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 64 sqft |
| Patio Area | 1,230 sqft |
| Poultry House | Poultry House |
| Pole Barn | 2,640 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 010087-2 |
|---|---|
| Street Address | 190 OGDEN RD |
| City | WILMINGTON |
| State | OH |
| Zip | 45177-9136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | MS 2189 COMB TO BE 18.380AC 20DUP |
| Legal Subdivision | SURVEY #2189 |
| Jurisdiction | CLINTON OH |
| Township / Civil Division | ADAMS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 964800 |
Source: Clinton County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 190 OGDEN RD, WILMINGTON, OH 45177-9136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS NATIONAL BANK |
| Apr 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS NATIONAL BANK |
| Jul 21, 2021 | Deed of Trust, Mortgage · Line of Credit MERCHANTS NATIONAL BANK |
| Sep 20, 2019 | Intrafamily Transfer, Transfer |
| Jul 2, 2019 | Fiduciary Deed, Transfer TICO TITLE INC, TRICO TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2019 · Amount on Record |
| Deed Sale | Jul 2, 2019 · Amount on Record |
| Prior Sale | Jan 1, 1990 |
| Deed Document Number | 20192684 |
| Deed Book / Page | 1021 / 20 |
| Last Transfer Date | Sep 17, 2019 |
| Transfer Doc | 01026/0886 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON OH |
| Property Address | 190 OGDEN RD, WILMINGTON, OH 45177-9136 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202100000269 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 2021-00000269 |
| Name | MERCHANTS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HILLSBORO, OH 45133 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON OH |
| Property Address | 190 OGDEN RD, WILMINGTON, OH 45177-9136 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202000001504 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 2020-00001504 |
| Name | MERCHANTS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HILLSBORO, OH 45133 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON OH |
| Property Address | 190 OGDEN RD, WILMINGTON, OH 45177-9136 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202100004330 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021-00004330 |
| Name | MERCHANTS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HILLSBORO, OH 45133 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLINTON OH |
| Recording Date | Sep 20, 2019 |
| Property Address | 190 OGDEN RD, WILMINGTON, OH 45177-9136 |
| Document Number | 01026/0886 |
| Book / Page | 1026 / 0886 |
| Instrument Date | Sep 17, 2019 |
| Instrument | 2019-00004002 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 648 MITCHELL RD, WILMINGTON, OH 45177-8521 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | CLINTON OH |
| Recording Date | Jul 2, 2019 |
| Property Address | 190 OGDEN RD, WILMINGTON, OH 45177-9136 |
| Document Number | 01021/0020 |
| Book / Page | 1021 / 0020 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 2019-00002684 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | TICO TITLE INC, TRICO TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 648 MITCHELL RD, WILMINGTON, OH 45177-8521 |
Source: Clinton County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clinton County |
| County Subdivision | Adams Township |
| Unified School District | Clinton-Massie Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,778.00 (-9.76%) Homeowner's exemption | $188,310 (-) Land $54,780 Building $133,530 | $538,000 (-) Land $156,500 Building $381,500 |
| 2024 | $6,403.00 (+2.83%) Homeowner's exemption | $188,310 (-) Land $54,780 Building $133,530 | $538,000 (-) Land $156,500 Building $381,500 |
| 2023 | $6,227.00 (+0.74%) Homeowner's exemption | $188,310 (+9.96%) Land $54,780 Building $133,530 | $538,000 (+9.96%) Land $156,500 Building $381,500 |
| 2022 | $6,181.00 Homeowner's exemption | $171,250 Land $28,600 Building $142,650 | |
| 2020 | $489,260 Land $81,700 Building $407,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMINGTON CITY PWS serves 12,401 people · EPA ID OH1401211 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Also Mapped Here | WESTERN WATER COMPANY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bresco Broadband Fiber | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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