Collier County property record for 190 Ocean Reef Ln, Naples, FL 34114
| Property Type | Condominium |
|---|---|
| Details | 1,056 sqft · built 1985 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $9,000 (Oct 2017) |
| Tax Bill | $1,382 (2025) |
| Deeds & Mortgages | Oct 2017 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 710800 916B12 |
| Primary APN | 710800 916B12 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Type | Carport |
| Garage Area | 524 sqft |
| Carport | Carport |
| Carport Area | 524 sqft |
| Porch | Porch |
| Porch Area | 364 sqft |
| Street Address | 190 OCEAN REEF LN |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34114-8445 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | MH |
| Legal Description | WEST WIND MOBILE HOME ESTATES A CONDOMINIUM UNIT 91 |
| Legal Range | 26 |
| Legal Township | 51 |
| Legal Section | 12 |
| Legal Subdivision | WEST WIND MOBILE HOME ESTATES A CONDOMIN |
| Legal Tract | 710800 |
| Legal Block | 1 |
| Legal Lot Number | 91 |
| Legal Unit | 91 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | EVERGLADES |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11108 |
190 Ocean Reef Ln, a condominium, is owned by two individuals who bought it in October 2017.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 336 S ESPLANADE, ALPHARETTA, GA 30009-3158 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2017 · Amount on File |
| Deed Sale | Oct 20, 2017 · Amount on File |
| Prior Sale | Mar 26, 2001 · Amount on File |
| Deed Document Number | 20175461335 |
| Deed Book / Page | 5442 / 38 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Oct 20, 2017 |
| Property Address | 190 OCEAN REEF LN, NAPLES, FL 34114-8445 |
| Document Number | 0054420038 |
| Book / Page | 005442 / 000038 |
| Instrument Date | Oct 9, 2017 |
| Instrument | 5461335 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $63.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4231 PINE RIDGE RD NAPLES FL 341194044, NAPLES, FL 34119-4044 |
The 2025 property tax bill for 190 Ocean Reef Ln was $1,382.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,710 (+1%) | $115,688 (-6.41%) Land $85,700 Building $29,988 | |
| 2025 | $1,382.00 | $95,191 | $123,617 Land $94,500 Building $29,117 |
| 2023 | $1,190.00 (+7.11%) | $78,670 (+1%) | $108,982 (+16.89%) Land $81,800 Building $27,182 |
| 2022 | $1,111.00 | $71,518 | $93,233 Land $65,314 Building $27,919 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 Ocean Reef Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 521 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 601 units insured incl. 80 condo units |
| Nearby Flood Claims | 15 (2017–2024) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Ocean Reef Ln is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, Summit Broadband.
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