190 Oak St, Hickory Flat, MS 38633 Property Records

Benton County property record for 190 Oak St, Hickory Flat, MS 38633

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,350 sqft · built 1982
Lot Size	0.362 acres (15,750 sqft)
Owner	Individual Name on File
Last Sale	$110,500 (Dec 2015)
Tax Bill	$754 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4-0573-27-018-102.01`

Property Details

APN / Parcel Number

Primary APN	`4-0573-27-018-102.01`
Alternative APN	`17029`

Interior

Full Baths	2 Baths
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,750 sqft (0.362 acres)
Lot Dimensions	150 ft deep x 105 ft wide
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	17029
Street Address	190 OAK ST
City	HICKORY FLAT
State	MS
Zip	38633-8115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW/C OF BLOCK 18 DB 95-111 DB 109/293 1258231 126-425 127-180 130-422 142-47 TRANS#:201501311
Legal Range	001
Legal Township	005
Legal Section	27
Legal Subdivision	TOWN OF HICKORY FLAT
Legal Block	18
Jurisdiction	BENTON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2086
Census Tract	950200

Owner

190 Oak St is owned and occupied by an individual who bought it in December 2015.

Source: Benton County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	190 OAK ST, HICKORY FLAT, MS 38633-8115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2015 · Amount on File
Deed Sale	Dec 22, 2015 · Amount on File
Deed Document Number	20151311
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MS
Recording Date	Sep 25, 2026
Property Address	190 OAK ST, HICKORY FLAT, MS 38633-8115
Document Number	0000001035
Instrument Date	Sep 2, 2026
Instrument	20261035
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 OAK ST, HICKORY FLAT, MS 38633-8115

Mortgage

Document Number	0000001035,
Date	Sep 25, 2026
Instrument	20261035

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 29, 2036

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 190 Oak St was $754 with a homeowner's exemption.

Source: Benton County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Benton County
Municipality	Hickory Flat Town
Unified School District	Benton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$754.00 Homeowner's exemption	$6,412	$63,840 Land $1,500 Building $62,340
2023	$656.00 Homeowner's exemption	$6,412	$63,840 Land $1,500 Building $62,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 190 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Oak St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE ARROWHEAD private · serves 174 people · EPA ID MS0730010
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ACE Fiber Fiber	8,000 / 8,000
Buckeye Cablesystem Cable	1,000 / 20