190 NW 17th St, Bend, OR 97703 Property Records

Deschutes County property record for 190 NW 17th St, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,314 sqft · built 1997
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Tax Bill	$8,002 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`171231 CD 01144`

Property Details

APN / Parcel Number

Primary APN	`171231 CD 01144`
Alternative APNs	`R1001171231CD01144` `193286`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,314 sqft Living Area
1st Floor Area	2,383 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Other
Lot Area	8,276 sqft (0.189 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	576 sqft
Deck Area	480 sqft

Location & Zoning

Account Number	193286
Old Parcel Number	R1001171231CD01144
Street Address	190 NW 17TH ST
City	BEND
State	OR
Zip	97703-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:44 SUBD:MILLER HEIGHTS PHASE II SEC/TWN/RNG/MER:SEC 31 TWN 17 RNG 12 MAP REF:171231-CD
Legal Range	12E
Legal Township	17S
Legal Section	31
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	MILLER HEIGHTS PHASE II
Legal Lot Number	44
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2016
Census Tract	1401

Owner

190 NW 17th St is owned and occupied by an individual who acquired it in September 2020.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	Individual Name on File
Mailing Address	190 NW 17TH ST, BEND, OR 97703-2420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Feb 16, 2021	Deed of Trust, Mortgage · Line of Credit SUMMIT BANK
Jun 6, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUMMIT BANK
Jul 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUMMIT BANK
Sep 14, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 13, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2020
Deed Sale	Sep 14, 2020
Prior Sale	Feb 13, 2017 · Amount on File
Deed Document Number	2020-47031
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	190 NW 17TH ST, BEND, OR 97703-2420
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023788
Date	Jun 14, 2022
Instrument	2022-23788

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	BEND, OR 97703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	190 NW 17TH ST, BEND, OR 97703-2420
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009803
Date	Feb 16, 2021
Instrument	2021-09803

Lender

Name	SUMMIT BANK
Type	Bank
Address	BEND, OR 97702

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	190 NW 17TH ST, BEND, OR 97703-2420
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023311
Date	Jun 6, 2018
Instrument	2018-23311

Lender

Name	SUMMIT BANK
Type	Bank
Address	BEND, OR 97702

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	190 NW 17TH ST, BEND, OR 97703-2420
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027192
Date	Jul 2, 2018
Instrument	2018-27192

Lender

Name	SUMMIT BANK
Type	Bank
Address	BEND, OR 97702

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 14, 2020
Property Address	190 NW 17TH ST, BEND, OR 97703-2420
Document Number	0000047031
Instrument Date	Sep 9, 2020
Instrument	2020-47031
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 NW 17TH ST, BEND, OR 97703-2420

Mortgage

Document Number	0000047033
Date	Sep 14, 2020
Instrument	2020-47033

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 13, 2017
Property Address	190 NW 17TH ST, BEND, OR 97703-2420
Document Number	0000005792
Instrument Date	Jan 26, 2017
Instrument	2017-05792
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	190 NW 17TH ST, BEND, OR 97703-2420

Mortgage

Document Number	0000005793
Date	Feb 13, 2017
Instrument	2017-05793

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 190 NW 17th St was $8,002, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,002.00 (+3.94%)	$473,640 (+3%)	$1,040,110 (-7.93%) Land $383,000 Building $657,110
2024	$7,699.00 (+10.35%)	$459,850 (+5.36%)	$1,129,720 (-4.74%) Land $383,000 Building $746,720
2023	$6,977.00	$436,460	$1,185,970 Land $349,950 Building $836,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 NW 17th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 NW 17th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Vero Fiber, Webformix.

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