Monroe County property record for 190 Normandy Dr, Tavernier, FL 33070
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 812 sqft · built 1969 |
| Lot Size | 0.083 acres (3,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $370,000 (Mar 2017) |
| Tax Bill | $5,567 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00489136-012400 |
| Primary APN | 00489136-012400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 812 sqft Living Area |
| 1st Floor Area | 812 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Mobile Home |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,600 sqft (0.083 acres) |
| Lot Dimensions | 90 ft deep x 40 ft wide |
| View / Lot | Canal |
| Porch | Open Porch |
|---|---|
| Porch Area | 198 sqft |
| Patio Area | 16 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1603333 |
|---|---|
| Street Address | 190 NORMANDY DR |
| City | TAVERNIER |
| State | FL |
| Zip | 33070-2735 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | URM |
| Legal Description | BK 3 LT 24 BLUE WATER TRAILER VILLAGE SEC 4 KEY LARGO PB6-100 OR598-90 OR598-96 OR697-240 OR1649-1384 OR2031-415 OR2031-416 OR2046-2222 OR2790-19 OR2841-1697 OR2841-1697-98 OR3146-0489 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 26 |
| Legal Subdivision | BLUE WATERS TR VILLAGE SEC 4 |
| Legal Block | 3 |
| Legal Lot Number | 24 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 970700 |
Source: Monroe County assessment roll, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9102 SW 127TH AVE, MIAMI, FL 33186-1854 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage 21ST MORTGAGE CORP |
| Mar 3, 2017 | Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BK/FL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 3, 2017 · Amount on Record |
| Deed Sale | Mar 3, 2017 · Amount on Record |
| Prior Sale | Mar 31, 2016 · Amount on Record |
| Deed Document Number | 20172112636 |
| Deed Book / Page | 2841 / 1697 |
| Last Transfer Date | Aug 27, 2021 |
| Transfer Doc | 0031460489 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 30, 2021 |
| Property Address | 190 NORMANDY DR, TAVERNIER, FL 33070-2735 |
| Document Number | 0031460489 |
| Book / Page | 3146 / 489 |
| Map Reference | MB 6 PG 100 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2354843 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | SOUTHEAST TITLE COMPANY, SOUTH COAST TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9102 SW 127TH AVE, MIAMI, FL 33186-1854 |
| Investor | Possibly a Property Investor |
| Document Number | 0003146492 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 3146/492 |
| Name | 21ST MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 15, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 3, 2017 |
| Property Address | 190 NORMANDY DR, TAVERNIER, FL 33070-2735 |
| Document Number | 0028411697 |
| Book / Page | 002841 / 001697 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 2112636 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2017 |
| Title Company | HARLEQUIN TITLE CORPORATION, HARLEQUIN TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9102 SW 127TH AVE MIAMI FL 331861854, MIAMI, FL 33186-1854 |
| Document Number | 28411699 |
|---|---|
| Date | Mar 3, 2017 |
| Book Page | 002841/001699 |
| Instrument | 2112637 |
| Name | CENTERSTATE BK/FL |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 2, 2037 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $682,038 (-3.21%) Land $540,000 Building $142,038 | $682,038 (-3.21%) Land $540,000 Building $142,038 | |
| 2024 | $5,567.00 (+6.02%) | ||
| 2023 | $5,251.00 (+11.44%) | $704,654 (+18.51%) Land $565,200 Building $139,454 | $704,654 (+18.51%) Land $565,200 Building $139,454 |
| 2022 | $4,712.00 | $594,577 Land $450,000 Building $144,577 | $594,577 Land $450,000 Building $144,577 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 375 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 615 units insured incl. 240 condo units |
| Nearby Flood Claims | 168 (1987–2025) |
| Most Recent Claim | Aug 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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