Nelson County property record for 190 Nelson Ave, Chaplin, KY 40012
| Property Type | Single Family Home |
|---|---|
| Details | 1,680 sqft |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | Individual Name on File |
| Last Sale | $94,500 (Sep 2017) |
| Tax Bill | $1,323 (2025) |
| Deeds & Mortgages | Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 82E00-04-015.03 |
| Primary APN | 82E00-04-015.03 |
|---|---|
| Alternative APN |
|
| Total Rooms | 2 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Exterior Material | Vinyl |
|---|---|
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 50,965 sqft (1.17 acres) |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 82008 |
|---|---|
| Street Address | 190 NELSON AVE |
| City | CHAPLIN |
| State | KY |
| Zip | 40012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | MINOR PLAT TR 4 PC10-189 |
| Legal Subdivision | MINOR PLAT |
| Legal Tract | 4 |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 930100 |
190 Nelson Ave is owned by an individual who bought it in September 2017.
Source: Nelson County records, as of August 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 137 BENELLI DR, BARDSTOWN, KY 40004-6798 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2017 · Amount on File |
| Deed Sale | Sep 13, 2017 · Amount on File |
| Prior Sale | Feb 20, 2009 · Amount on File |
| Deed Document Number | 201711144 |
| Deed Book / Page | 531 / 362 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Sep 13, 2017 |
| Property Address | 190 NELSON AVE, CHAPLIN, KY 40012-8098 |
| Document Number | 00D531/362 |
| Book / Page | D531 / 362 |
| Map Reference | CAB10 SL189 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 2017011144 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Title Company | EXECUTIVE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $94.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 9800, MARYVILLE, TN 37802-9800 |
| Name | Verified Name |
|---|---|
| Address | 190 NELSON AVE, CHAPLIN, KY 40012-8098 |
| Document Number | 2017011145 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 2017011145 |
| Name | CENTURY LENDING CO |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Number | 0M1145/657 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | M1145/657 |
| Instrument | 2017011146 |
| Name | CENTURY MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40223 |
| Amount | Amount on Record |
|---|---|
| Term | 121 Months |
| Due | Oct 1, 2027 |
The 2025 property tax bill for 190 Nelson Ave was $1,323.
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,323.00 | $119,900 Land $15,000 Building $104,900 | $119,900 Land $15,000 Building $104,900 |
| 2023 | $1,395.00 | $119,900 | $119,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 Nelson Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2010–2013) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Nelson Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER & SEWER DEPT serves 5,771 people · EPA ID KY0900031 |
|---|---|
| Water Source | Purchased surface water from BARDSTOWN MUNICIPAL WATER DEPT |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bardstown Connect Cable | 512 / 10 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless · DSL | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
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