Currituck County property record for 190 N Spot Rd, Powells Point, NC 27966
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,198 sqft · built 1989 |
| Lot Size | 3.79 acres (165,092 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $60,000 (Jun 1999) |
| Tax Bill | $4,342 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9838-60-1537 |
| Primary APN | 9838-60-1537 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,198 sqft Total Area |
| Basement Area | 1,322 sqft |
| Unfinished Basement | 1,322 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Lot Area | 165,092 sqft (3.79 acres) |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000037661 |
|---|---|
| Street Address | 190 N SPOT RD |
| City | POWELLS POINT |
| State | NC |
| Zip | 27966-9721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | RANDOLPH LOT 3 |
| Legal Lot Number | 3 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 110403 |
Source: Currituck County records, as of April 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 190 N SPOT RD, POWELLS POINT, NC 27966-9721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 1999 · Amount on Record |
| Deed Sale | Jun 16, 1999 · Amount on Record |
| Deed Book / Page | 466 / 901 |
| Record Updated | Jun 8, 2026 |
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,342.00 (+0.09%) | $644,500 (-) Land $106,700 Building $537,800 | |
| 2024 | $4,338.00 (+10.55%) | $644,500 (-) Land $106,700 Building $537,800 | |
| 2023 | $3,924.00 (+20.41%) | $644,500 (-) Land $106,700 Building $537,800 | $644,500 (-) Land $106,700 Building $537,800 |
| 2022 | $3,259.00 | $644,500 Land $106,700 Building $537,800 | $644,500 (-) Land $106,700 Building $537,800 |
| 2021 | $644,500 Land $106,700 Building $537,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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