190 N Loop, #DR, Kerrville, TX 78028 Property Records

Kerr County property record for 190 N Loop, #DR, Kerrville, TX 78028

Property Summary

Property TypeRural Home
Details4 bd · 3 ba · 1,790 sqft · built 2001
Lot Size5.75 acres (250,470 sqft)
Owner2 Individual Names on File
Tax Bill$8,079 (2026)
Deeds & MortgagesJan 2025 Sale
Feb 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN3220-0000-003001

Property Details

APN / Parcel Number

Primary APN3220-0000-003001
Alternative APN
  • 23707

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,790 sqft Living Area
Gross Area5,080 sqft
1st Floor Area1,790 sqft
2nd Floor Area1,826 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area250,470 sqft (5.75 acres)
Garage TypeMixed
Garage Area828 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area180 sqft
Deck Area288 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number3220-0000-003001
Street Address190 NORTH LOOP, DR
CityKERRVILLE
StateTX
Zip78028
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionBOX S ACRES LOT 3-A (REPLAT 3) ACRES 5.75
Legal SubdivisionBOX S ACRES
Legal Tract3
Legal Lot Number3-A
JurisdictionKERR TX
Township / Civil DivisionKERRVILLE
Census Block Group2
Census Block2018
Census Tract960101

Owner

190 N Loop, #DR is owned and occupied by two individuals who acquired it in January 2025.

Source: Kerr County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address190 BOX S DR, KERRVILLE, TX 78028-8933
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2025Warranty Deed, Transfer
UNKNOWN, FIDELITY ABSTRACT AND TITLE
Feb 9, 2018Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2025
Deed SaleJan 30, 2025
Prior SaleMar 19, 2012 · Amount on File
Deed Document Number2025676
Prior Transfer DateFeb 5, 2024
Prior Transfer Doc0000000719
Record UpdatedOct 29, 2026

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKERR TX
Recording DateJan 30, 2025
Property Address190 NORTH LOOP # DR, DR, KERRVILLE, TX 78028
Document Number0025000676
Map ReferenceVOL 5 PG 288
Instrument DateJan 30, 2025
Instrument25-000676
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyUNKNOWN, FIDELITY ABSTRACT AND TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 87, INGRAM, TX 78025-0087

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 SWEETWATER # BOX, KERRVILLE, TX 78028-6243

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERR TX
Property AddressKERRVILLE, TX 78028
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number18000742
DateFeb 9, 2018
Instrument18-000742
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressLAKE FOREST, CA 92630
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueMar 1, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 190 N Loop, #DR was $8,079 with exemptions applied, up 38.1% from the year before.

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateTexas
CountyKerr County
Unified School DistrictKerrville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,079.00 (+38.15%)$651,459 (+1%)$670,561 (+13.23%) Land $41,688 Building $628,873
2025$5,848.00 Homeowner's exemption Senior Citizen's exemption$592,235 Land $41,688 Building $550,547$592,235 Land $41,688 Building $550,547
2023Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$538,651 Land $41,688 Building $496,963$538,651 Land $41,688 Building $496,963
2022$4,627.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 N Loop, #DR in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 N Loop, #DR is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 52% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARIMAK WATER SUPPLY
private · serves 105 people · EPA ID TX1330135
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
not recorded as resolved · Jan 2026
Gross alpha radiation
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
VTX Communications
Fixed Wireless
940 / 940
Hill Country Telecommunications
Fixed Wireless
300 / 50
Starlink
Satellite
280 / 30
Windstream
DSL
50 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Loop

Nearby Streets

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