Saginaw County property record for 190 N 2nd St, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1940 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100 (Aug 2006) |
| Tax Bill | $1,449 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-13-3-16-0454-000 |
| Primary APN | 29-13-3-16-0454-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Porch | Covered Porch |
| Porch Area | 48 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 190 N 2ND ST |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1-AGRI |
| Legal Description | LOT 54 OSTRANDER & OSTRANDER ADD.TO THE VILLAGE OF TITTABAWASSEE SEC 16 T13N R3E |
| Legal Range | 03E |
| Legal Township | 13N |
| Legal Section | 16 |
| Legal Subdivision | OSTRANDER & OSTRANDER ADD |
| Legal Lot Number | 54 |
| Legal Unit | 54 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | TITTABAWASSEE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 10101 |
190 N 2nd St is owned and occupied by two individuals who acquired it in June 2024.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2660 NE 87TH AVE, VANCOUVER, WA 98662-6845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2006 · Amount on File |
| Deed Sale | Aug 30, 2006 · Amount on File |
| Prior Sale | Oct 30, 2002 · Amount on File |
| Deed Book / Page | 2416 / 769 |
| Last Transfer Date | Jun 6, 2024 |
| Transfer Doc | 0000015056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Mar 6, 2026 |
| Property Address | 190 N 2ND ST, FREELAND, MI 48623-2502 |
| Document Number | 0000004517 |
| Instrument Date | Feb 6, 2026 |
| Instrument | 2026004517 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 190 N 2ND ST, FREELAND, MI 48623-2502 |
| Name | Verified Name |
|---|---|
| Address | 190 N 2ND ST, FREELAND, MI 48623-2502 |
The 2025 property tax bill for 190 N 2nd St was $1,449 with a homeowner's exemption, up 2.7% from the year before.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Tittabawassee Township |
| Unified School District | Freeland Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,400 (+1%) | $100,800 (+1%) | |
| 2025 | $1,449.00 (+2.69%) Homeowner's exemption | $49,900 | $99,800 |
| 2024 | $1,411.00 | ||
| 2023 | $37,500 | $75,000 | |
| 2022 | $1,176.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 N 2nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 190 N 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TITTABAWASSEE TOWNSHIP serves 9,227 people · EPA ID MI0002470 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: LakeNet.
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