190 Mountain View Rd, Marion, NC 28752 Property Records

McDowell County property record for 190 Mountain View Rd, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,323 sqft · built 1981
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on Record
Last Sale	$234,000 (Oct 2020)
Tax Bill	$1,082 (2025)
Deeds & Mortgages	Jul 2026 Transfer May 2020 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0781-02-57-6937`

Property Details

APN / Parcel Number

Primary APN	`0781-02-57-6937`
Alternative APN	`73129`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,323 sqft Heated Area
Basement Area	1,323 sqft
Finished Basement	1,323 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asbestos
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Mixed
Garage Area	528 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	73129
Street Address	190 MOUNTAIN VIEW RD
City	MARION
State	NC
Zip	28752-6466
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DIST:06 CITY/MUNI/TWP:MARION MAP REF:MAP:7810
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	3
Census Block	3000
Census Tract	970700

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	190 MOUNTAIN VIEW RD, MARION, NC 28752-6466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 7, 2020	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Oct 9, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Mar 31, 2020	Deed of Trust, Mortgage FIRST BK
Feb 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 13, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Sep 8, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Deed Document Number	0001325489
Deed Book / Page	1325 / 489
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jul 14, 2026
Property Address	190 MOUNTAIN VIEW RD, MARION, NC 28752-6466
Document Number	0000003372
Book / Page	1544 / 771
Instrument Date	Jul 14, 2026
Instrument	20263372
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 MOUNTAIN VIEW RD, MARION, NC 28752-6466

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	190 MOUNTAIN VIEW RD, MARION, NC 28752-6466
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013080515
Date	May 7, 2020
Book Page	1308/515
Instrument	2020002161

Lender

Name	FIRST BANK
Type	Bank
Address	MARION, NC 28752

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Oct 9, 2020
Property Address	190 MOUNTAIN VIEW RD, MARION, NC 28752-6466
Document Number	0013250489
Book / Page	1325 / 489
Instrument Date	Oct 9, 2020
Instrument	2020005204
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$468.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 MOUNTAIN VIEW RD, MARION, NC 28752-6466

Mortgage

Document Number	2020005205
Date	Oct 9, 2020
Instrument	2020005205

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	190 MOUNTAIN VIEW RD, MARION, NC 28752-6466
Document Number	0013050239
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 MOUNTAIN VIEW RD MARION NC 28752, MARION, NC 28752

Mortgage

Document Number	0013050239
Date	Mar 31, 2020
Book Page	001305/000239
Instrument	1559

Lender

Name	FIRST BK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCDOWELL NC
Recording Date	Feb 13, 2020
Property Address	190 MOUNTAIN VIEW RD, MARION, NC 28752-6466
Document Number	0013000849
Book / Page	001300 / 000849
Instrument Date	Feb 13, 2020
Instrument	766
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 MOUNTAIN VIEW RD MARION NC 287526466, MARION, NC 28752-6466

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Oct 13, 2017
Property Address	190 MOUNTAIN VIEW RD, MARION, NC 28752-6466
Document Number	0012260807
Book / Page	001226 / 000807
Instrument Date	Oct 10, 2017
Instrument	4978
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	190 MOUNTAIN VIEW RD MARION NC 287526466, MARION, NC 28752-6466

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	190 MOUNTAIN VIEW RD, MARION, NC 28752-6466
Document Number	0012240212
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012240212
Date	Sep 14, 2017
Book Page	001224/000212
Instrument	4491

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	MARION, NC 28752

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,082.00	$152,890 (-) Land $25,000 Building $127,890
2023	$1,082.00	$152,890 Land $25,000 Building $127,890	$152,890 Land $25,000 Building $127,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1994)
Most Recent Claim	Aug 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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