190 Moreno Ln, Durango, CO 81303 Property Records

La Plata County property record for 190 Moreno Ln, Durango, CO 81303

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,280 sqft · built 2020
Lot Size	4.65 acres (202,772 sqft)
Owner	2 Individual Names on File
Last Sale	$487,000 (Aug 2022)
Tax Bill	$1,858 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5905-283-00-638`

Property Details

APN / Parcel Number

Primary APN	`5905-283-00-638`
Alternative APN	`R426689`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,280 sqft Living Area
1st Floor Area	2,280 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Lot Area	202,772 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R426689
Street Address	190 MORENO LN
City	DURANGO
State	CO
Zip	81303-8865
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	MOBILE/MANUFACTURED TITLE: 003759298 MOBILE/MANUFACTURED SERIAL: SFW021749TXAB YEAR: 2020 MAKE: SNRG SIZE: 76X32 SPACE: 5905-283-00-638 SUBDIVISION: COUNTRY ROADS SUB LOT: 3 PURGED 3/11/2020 190 MORENO LN DURANGO 81303
Legal Subdivision	COUNTRY ROADS SUB
Legal Block	1
Legal Lot Number	3
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO SOUTHWEST
Census Block Group	1
Census Block	1052
Census Tract	940400

Owner

190 Moreno Ln, a mobile home, is owned by two individuals who bought it in August 2022.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1130 FOXFIRE RD, BAYFIELD, CO 81122-8625
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE SAN JUANS
Jun 16, 2020	Deed of Trust, Mortgage · Construction Mortgage ALPINE BANK
Aug 5, 2022	Special Warranty Deed, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2022 · Amount on File
Deed Sale	Aug 5, 2022 · Amount on File
Prior Sale	Jul 11, 2005 · Amount on File
Deed Document Number	20221213681
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	190 MORENO LN, DURANGO, CO 81303-8865
Transaction Type	Mortgage
Record Updated	Jun 30, 2023
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001190980
Date	Apr 21, 2021
Instrument	1190980

Lender

Name	BANK OF THE SAN JUANS
Type	Bank
Address	SHERIDAN LAKE, CO 81071

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	190 MORENO LN, DURANGO, CO 81303-8865
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001172599
Date	Jun 16, 2020
Instrument	1172599

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 5, 2022
Property Address	190 MORENO LN, DURANGO, CO 81303-8865
Document Number	0001213681
Map Reference	DOC 884604
Instrument Date	Aug 2, 2022
Instrument	1213681
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 FOXFIRE RD, BAYFIELD, CO 81122-8625

Mortgage

Document Number	0001213682
Date	Aug 5, 2022
Instrument	1213682

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 190 Moreno Ln was $1,858.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,280 (-2.04%) Land $8,630 Building $20,650	$478,350 (-) Land $141,000 Building $337,350
2025	$1,858.00	$29,890 Land $8,810 Building $21,080	$478,350 Land $141,000 Building $337,350
2023	$1,221.00 (-2.01%)	$24,190 (-0.9%) Land $8,200 Building $15,990	$361,010 (+2.8%) Land $122,360 Building $238,650
2022	$1,246.00	$24,410 Land $6,950 Building $17,460	$351,170 Land $100,000 Building $251,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 190 Moreno Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Moreno Ln is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 60% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
AlignTec Fixed Wireless	50 / 25
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Verizon, Vero Fiber.

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