190 Monroe St, Oceanside, CA 92057 Property Records

San Diego County property record for 190 Monroe St, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,949 sqft · built 1975
Lot Size	0.14 acres (6,100 sqft)
Owner	2 Individual Names on File
Last Sale	$366,000 (Mar 2015)
Tax Bill	$5,459 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`157-314-18-00`

Property Details

APN / Parcel Number

Primary APN	`157-314-18-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,949 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	6,100 sqft (0.14 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	190 MONROE ST
City	OCEANSIDE
State	CA
Zip	92057-4420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-SP
Legal Description	LOT 67 TR 007602
Legal Subdivision	MISSION VALLEY BALL PARK
Legal Tract	007602
Legal Block	2
Legal Lot Number	67
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2008
Census Tract	18612

Owner

Source: San Diego County records · APN 157-314-18-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	190 MONROE ST, OCEANSIDE, CA 92057-4420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 23, 2015 · Amount on Record
Deed Sale	Mar 23, 2015 · Amount on Record
Prior Sale	May 28, 2010 · Amount on Record
Deed Document Number	2015134758
Last Transfer Date	Jul 08, 2020
Transfer Doc	0000372674
Record Updated	Sep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 13, 2020
Property Address	190 MONROE ST, OCEANSIDE, CA 92057-4420
Document Number	0000372674
Instrument Date	Jul 08, 2020
Instrument	372674
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	190 MONROE ST OCEANSIDE CA 920574420, OCEANSIDE, CA 92057-4420

Mortgage

Document Number	372675
Date	Jul 13, 2020
Instrument	372675

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$500,682 (+2%) Land $231,567 Building $269,115
2025	$5,459.00 (+17.52%) Homeowner's exemption	$490,866 (+16.1%) Land $227,027 Building $263,839
2023	$4,645.00 (+1.57%) Homeowner's exemption	$422,787 Land $218,212 Building $204,575
2022	$4,573.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186122, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 505 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF OCEANSIDE serves 174,340 people
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.