Sumner County property record for 190 Mitchell Rd, Portland, TN 37148
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,632 sqft · built 2019 |
| Lot Size | 1.89 acres (82,328 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Jul 2024) |
| Tax Bill | $1,320 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083072 06301 |
| Primary APN | 083072 06301 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 2,024 sqft |
| 1st Floor Area | 1,632 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 82,328 sqft (1.89 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 190 MITCHELL RD |
|---|---|
| City | PORTLAND |
| State | TN |
| Zip | 37148-4958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | PLAT: 18 PAGE: 42 BLOCK: LOT: 1 SUBD: FRANK RAYMOND SUB |
| Legal Subdivision | FRANK RAYMOND SUB |
| Legal Block | 124 |
| Legal Lot Number | 2 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 20208 |
Source: Sumner County records · APN 083072 06301
Assessment roll updated January 21, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 MITCHELL RD, PORTLAND, TN 37148-4958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| May 06, 2026 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CREDIT UNION |
| Feb 08, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jan 17, 2020 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 13, 2019 | Warranty Deed, Construction Loan · Construction Mortgage FARMERS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2024 · Amount on Record |
| Deed Sale | Jul 01, 2024 · Amount on Record |
| Prior Sale | Jan 17, 2020 · Amount on Record |
| Deed Document Number | 20241485455 |
| Deed Book / Page | 6392 / 509 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | May 06, 2026 |
| Property Address | 190 MITCHELL RD, PORTLAND, TN 37148-4958 |
| Document Number | 0001550166 |
| Book / Page | 6844 / 724 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 20261550166 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 190 MITCHELL RD, PORTLAND, TN 37148-4958 |
| Document Number | 0001550166, |
|---|---|
| Date | May 06, 2026 |
| Book Page | 6844/724 |
| Instrument | 20261550166 |
| Name | QUORUM FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 8.12% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 190 MITCHELL RD, PORTLAND, TN 37148-4958 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0058570606 |
|---|---|
| Date | Feb 08, 2022 |
| Book Page | 5857/606 |
| Instrument | 1402458 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Jan 17, 2020 |
| Property Address | 190 MITCHELL RD, PORTLAND, TN 37148-4958 |
| Document Number | 0051240410 |
| Book / Page | 5124 / 410 |
| Map Reference | MB 5036 PG 668 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 1297479 |
| Transaction Type | Transfer |
| Record Updated | Oct 07, 2021 |
| Title Company | STEWART TITLE COMPANY TN DIV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $958.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 MITCHELL RD, PORTLAND, TN 37148-4958 |
| Document Number | 5124413 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 5124/413 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | May 13, 2019 |
| Property Address | 190 MITCHELL RD, PORTLAND, TN 37148-4958 |
| Document Number | 0049410396 |
| Book / Page | 004941 / 000396 |
| Instrument Date | May 10, 2019 |
| Instrument | 1268159 |
| Transaction Type | Construction Loan |
| Record Updated | May 30, 2019 |
| Title Company | FIRST CHOICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $129.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 560 BUTLER BRIDGE RD PORTLAND TN 371485323, PORTLAND, TN 37148-5323 |
| Document Number | 49410398 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 004941/000398 |
| Instrument | 1268160 |
| Name | FARMERS BK |
|---|---|
| Type | Bank |
| Address | PORTLAND, TN 37148 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 12, 2020 |
Source: Sumner County records · Assessment roll updated January 21, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Unified School District | Sumner County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,320.00 (-2.65%) | $92,875 (+54.21%) Land $18,750 Building $74,125 | |
| 2024 | $371,500 (+54.21%) Land $75,000 Building $296,500 | ||
| 2023 | $1,356.00 (-0.44%) | $60,225 (-) Land $6,350 Building $53,875 | |
| 2022 | $1,362.00 | $60,225 Land $6,350 Building $53,875 | |
| 2021 | $240,900 Land $25,400 Building $215,500 |
Source: FEMA National Flood Hazard Layer as of July 12, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 31 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WHITE HOUSE UTILITY DISTRICT serves 130,411 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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