190 Mission Oaks Rd, Fallbrook, CA 92028 Property Records

San Diego County property record for 190 Mission Oaks Rd, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,122 sqft · built 2004
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$963,000 (Apr 2026)
Tax Bill	$9,377 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`104-420-01-00`

Property Details

APN / Parcel Number

Primary APN	`104-420-01-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,122 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	25,265 sqft (0.58 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	190 MISSION OAKS RD
City	FALLBROOK
State	CA
Zip	92028-4162
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 1 TR 014336
Legal Subdivision	CO SD TCT 5166-1
Legal Tract	014336
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	1
Census Block	1002
Census Tract	18906

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 MISSION OAKS RD, FALLBROOK, CA 92028-4162
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Grant Deed, Transfer · VA Mortgage CORNERSTONE MORTGAGE INC
Jan 29, 2018	Deed of Trust, Mortgage · Line of Credit MISSION FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	Aug 26, 2004 · Amount on Record
Deed Document Number	2026108008
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 17, 2026
Property Address	190 MISSION OAKS RD, FALLBROOK, CA 92028-4162
Document Number	0000108008
Instrument Date	Apr 13, 2026
Instrument	2026.108008
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$106,989.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	190 MISSION OAKS RD, FALLBROOK, CA 92028-4162

Mortgage

Document Number	0000108009,
Date	Apr 17, 2026
Instrument	2026..108009

Lender

Name	CORNERSTONE MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	190 MISSION OAKS RD, FALLBROOK, CA 92028-4162
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033979
Date	Jan 29, 2018
Instrument	2018-0033979

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 31, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$895,510 (+2%) Land $248,790 Building $646,720
2025	$9,377.00 (+2.44%) Homeowner's exemption	$877,952 (+4.04%) Land $243,912 Building $634,040
2024	$9,154.00 (+3.13%)
2023	$8,876.00 (-0.03%) Homeowner's exemption	$843,862 Land $234,442 Building $609,420
2022	$8,879.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Mission Oaks Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures