Contra Costa County property record for 190 Miramonte Dr, Moraga, CA 94556 · Last verified July 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1965 |
| Square Footage | 1,525 sqft Living Area |
| Lot Size | 1,484 sqft (0.034 acres) |
| Garage | Attached, 180 sqft |
| Last Sale | $420,000 (2011) |
| Tax Bill | $7,493.00 (2025) |
| Primary APN | 257-400-048-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,525 sqft Living Area |
| 1st Floor | 857 sqft 1st Floor |
| 2nd Floor | 668 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Townhouse Style |
| Lot Area | 1,484 sqft (0.034 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 180 sqft Garage |
| Heating System | Central Heating |
|---|
| Street Address | 190 MIRAMONTE DR |
|---|---|
| City | MORAGA |
| State | CA |
| Zip | 94556-1004 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | TRACT 3531 48 |
| Legal Subdivision | SUBDIVISION 3531 |
| Legal Tract | 3531 |
| Legal Lot Number | 48 |
| Jurisdiction | CONTRA COSTA CA |
| Minor Civil Division | CENTRAL CONTRA COSTA |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 352202 |
Source: Contra Costa County records · APN 257-400-048-1
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 190 MIRAMONTE DR, MORAGA, CA 94556-1004 |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jul 08, 2026 | Deed of Trust, Mortgage · Line of Credit CHEVRON FEDERAL CREDIT UNION |
| Nov 06, 2020 | Deed of Trust, Mortgage · Line of Credit CHEVRON FCU |
| Nov 03, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 27, 2011 · Amount on Record |
| Deed Sale | Jul 27, 2011 · Amount on Record |
| Prior Sale | Apr 02, 2001 · Amount on Record |
| Deed Doc Number | 2011148072 |
| Last Transfer Date | Nov 23, 2020 |
| Transfer Doc | 0000123935 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 08, 2026 |
| Property Address | 190 MIRAMONTE DR, MORAGA, CA 94556-1004 |
| Document Number | 0000071872 |
| Instrument Date | Jul 02, 2026 |
| Instrument | 202671872 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 190 MIRAMONTE DR, MORAGA, CA 94556-1004 |
| Document Number | 0000071872, |
|---|---|
| Date | Jul 08, 2026 |
| Instrument | 202671872 |
| Name | CHEVRON FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 02, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 190 MIRAMONTE DR, MORAGA, CA 94556-1004 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 190 MIRAMONTE DR, MORAGA, CA 94556-1004 |
| Document Number | 0000266292 |
|---|---|
| Date | Nov 06, 2020 |
| Instrument | 2020-266292 |
| Name | CHEVRON FCU |
|---|---|
| Type | Credit Union |
| Address | OAKLAND, CA 94607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 04, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Nov 03, 2025 |
| Property Address | 190 MIRAMONTE DR, MORAGA, CA 94556-1004 |
| Document Number | 0000123935 |
| Map Reference | MB 110 PG 19 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 2025- 123935 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 MIRAMONTE DR, MORAGA, CA 94556-1004 |
| Investor | Possibly a Property Investor |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Moraga Town |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Moraga Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $538,079 (+2%) Land $299,788 Building $238,291 | |
| 2025 | $7,493.00 (+5.59%) Homeowner's exemption | $527,529 (+4.04%) Land $293,910 Building $233,619 |
| 2023 | $7,096.00 (+1.52%) Homeowner's exemption | $507,048 Land $282,499 Building $224,549 |
| 2022 | $6,990.00 |
190 Miramonte Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Contra Costa County (06013C), updated October 12, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 58th percentile of exposed land nationally · 35th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 699 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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