Sagadahoc County and Bowdoinham Town property record for 190 Millay Rd, Bowdoinham, ME 04008
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 696 sqft · built 1947 |
| Lot Size | 1.57 acres (68,389 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Jun 2017) |
| Tax Bill | $3,571 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BOWN M:R02 L:046 |
| Primary APN | BOWN M:R02 L:046 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 696 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Cape Cod |
| Lot Area | 68,389 sqft (1.57 acres) |
| Account Number | 146 |
|---|---|
| Street Address | 190 MILLAY RD |
| City | BOWDOINHAM |
| State | ME |
| Zip | 04008-4456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 46 |
| Jurisdiction | BOWDOINHAM ME |
| Township / Civil Division | BOWDOINHAM |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 970200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Sagadahoc County and Bowdoinham Town records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 190 MILLAY RD, BOWDOINHAM, ME 04008-4456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage ANCORUM CREDIT UNION |
| Jun 6, 2017 | Deed of Trust, Transfer BAR HARBOR BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2017 · Amount on Record |
| Deed Sale | Jun 7, 2017 · Amount on Record |
| Prior Sale | Aug 1, 2013 |
| Deed Document Number | 20173714 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOWDOINHAM ME |
| Property Address | 190 MILLAY RD, BOWDOINHAM, ME 04008-4456 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000917 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 2026R-00917 |
| Name | ANCORUM CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOWDOINHAM ME |
| Property Address | 190 MILLAY RD, BOWDOINHAM, ME 04008-4456 |
| Document Number | 0000003715 |
| Instrument Date | Jun 6, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 190 MILLAY RD BOWDOINHAM ME 040084456, BOWDOINHAM, ME 04008-4456 |
| Document Number | 0000003715 |
|---|---|
| Date | Jun 7, 2017 |
| Instrument | 3715 |
| Name | BAR HARBOR BK&TR |
|---|---|
| Type | Bank |
| Address | BAR HARBOR, ME 04609 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 6, 2047 |
Source: Sagadahoc County and Bowdoinham Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Sagadahoc County |
| County Subdivision | Bowdoinham Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,571.00 (+5.28%) | $161,500 (-) Land $64,700 Building $96,800 |
| 2024 | $3,392.00 (+7.72%) | $161,500 (-) Land $64,700 Building $96,800 |
| 2023 | $3,149.00 (+29.32%) | $161,500 (+19.99%) Land $64,700 Building $96,800 |
| 2022 | $2,435.00 | $134,600 Land $53,900 Building $80,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1982–2012) |
| Most Recent Claim | Jun 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOWDOINHAM WATER DISTRICT serves 738 people · EPA ID ME0090210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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