Mono County property record for 190 Mill St, Mammoth Lakes, CA 93546
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,229 sqft · built 1999 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,910 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-290-035-000 |
| Primary APN | 022-290-035-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,229 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 190 MILL ST |
|---|---|
| City | MAMMOTH LAKES |
| State | CA |
| Zip | 93546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | SUB: MAMMOTH CAMP TRACT PLAT BOOK: M1 PLAT PAGE: 1 BLOCK: 12 LOT: 14 |
| Legal Subdivision | MAMMOTH CAMP TRACT |
| Legal Tract | 1 |
| Legal Block | 12 |
| Legal Lot Number | 14 |
| Jurisdiction | MONO CA |
| Township / Civil Division | MAMMOTH LAKES |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 201 |
Source: Mono County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1528 MORTON ST, ALAMEDA, CA 94501-2411 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Aug 3, 2018 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONO CA |
| Property Address | 190 MILL ST, MAMMOTH LAKES, CA 93546 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|---|
| Address | 1528 MORTON ST, ALAMEDA, CA 94501-2411 |
| Document Number | 0000001114 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021001114 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Feb 1, 2028 |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.12% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONO CA |
| Property Address | 190 MILL ST, MAMMOTH LAKES, CA 93546 |
| Document Number | 0000004440 |
| Instrument Date | Nov 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1528 MORTON ST ALAMEDA CA 945012411, ALAMEDA, CA 94501-2411 |
| Document Number | 0000004440 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 4440 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONO CA |
| Property Address | 190 MILL ST, MAMMOTH LAKES, CA 93546 |
| Document Number | 0000002992 |
| Instrument Date | Aug 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1528 MORTON ST ALAMEDA CA 945012411, ALAMEDA, CA 94501-2411 |
| Document Number | 0000002992 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 2992 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.4% |
Source: Mono County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Mono County |
| Municipality | Mammoth Lakes Town |
| Unified School District | Mammoth Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $513,850 (+2%) Land $74,899 Building $438,951 | |
| 2025 | $5,910.00 (+7.85%) | $503,776 (+4.04%) Land $73,431 Building $430,345 |
| 2023 | $5,480.00 | $484,216 Land $70,581 Building $413,635 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAMMOTH CWD serves 8,234 people · EPA ID CA2610001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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