190 Memory Ln, Henderson, TN 38340 Property Records

Chester County property record for 190 Memory Ln, Henderson, TN 38340

Property Summary

Property Type	Mobile Home
Details	1,680 sqft · built 2009
Lot Size	1.06 acres (46,338 sqft)
Owner	Individual Name on Record
Tax Bill	$651 (2026)
Deeds & Mortgages	May 2026 Mortgage Aug 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`012055D B 00400`

Property Details

APN / Parcel Number

Primary APN	`012055D B 00400`
Alternative APN	`055D B 00400 00007046M`

Interior

Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Mobile Home
Lot Area	46,338 sqft (1.06 acres)
Lot Dimensions	275 ft deep x 169 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	100 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	190 MEMORY LN
City	HENDERSON
State	TN
Zip	38340-7027
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 07, COUNTY AREA: T54
Legal Subdivision	JOHN K. HUGHES SUBD
Legal Lot Number	8
Jurisdiction	CHESTER TN
Township / Civil Division	1
Census Block Group	1
Census Block	1022
Census Tract	970302

Owner

Source: Chester County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	190 MEMORY LN, HENDERSON, TN 38340-7027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 11, 2020	Tax Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Recording Date	May 11, 2026
Property Address	190 MEMORY LN, HENDERSON, TN 38340-7027
Document Number	0000081864
Book / Page	547 / 526
Instrument Date	May 6, 2026
Instrument	202681864
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 MEMORY LN, HENDERSON, TN 38340-7027

Mortgage

Document Number	0000081864,
Date	May 11, 2026
Book Page	547/526
Instrument	202681864

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	CHESTER TN
Recording Date	Aug 11, 2020
Property Address	190 MEMORY LN, HENDERSON, TN 38340-7027
Document Number	0004620636
Book / Page	000462 / 000636
Instrument Date	Aug 11, 2020
Instrument	64890
Transaction Type	Foreclosure
Record Updated	Sep 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$19.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2585 CLIFFORD RD HENDERSON TN 38340, HENDERSON, TN 38340

Tax Assessment & Valuation

Source: Chester County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Chester County
Unified School District	Chester County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$651.00 (+24.71%)	$32,000 (+52.38%)	$128,000 (+52.38%) Land $13,200 Building $114,800
2023	$522.00	$21,000	$84,000 Land $10,000 Building $74,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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