Lauderdale County property record for 190 Melody Ln, Florence, AL 35634
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,430 sqft · built 1988 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Aug 2021) |
| Tax Bill | $605 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-04-18-0-003-015-000 |
| Primary APN | 03-04-18-0-003-015-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,430 sqft Living Area |
| 1st Floor Area | 1,430 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 65,340 sqft (1.5 acres) |
| Lot Dimensions | 410 ft deep x 119 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 99149 |
|---|---|
| Street Address | 190 MELODY LN |
| City | FLORENCE |
| State | AL |
| Zip | 35634-4342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 119.10 X 410 IRR BUCCANEER ESTATES LOT 7 & S 56 OF LOT 6 1.52 AC/C SEC 18 T1S R9W PG 5 PG 28 |
| Legal Range | 09W |
| Legal Township | 01S |
| Legal Section | 18 |
| Legal Subdivision | BUCCANEER ESTATES |
| Legal Lot Number | 7,6 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | KILLEN |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 11602 |
190 Melody Ln is owned and occupied by an individual who bought it in August 2021.
Source: Lauderdale County records, as of November 25, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 190 MELODY LN, FLORENCE, AL 35634-4342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2021 | Survivorship Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| May 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK INDEPENDENT |
| Jun 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2021 · Amount on File |
| Deed Sale | Aug 30, 2021 · Amount on File |
| Prior Sale | May 14, 2021 · Amount on File |
| Deed Book / Page | 2021 / 54058 |
| Prior Transfer Date | Jul 31, 2014 |
| Prior Transfer Doc | 02015/2196 |
| Record Updated | Jun 8, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Aug 30, 2021 |
| Property Address | 190 MELODY LN, FLORENCE, AL 35634-4342 |
| Document Number | 2021/54058 |
| Book / Page | 2021 / 54058 |
| Map Reference | MB 5 PG 28 |
| Instrument Date | Aug 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33546 COUNTY ROAD 8, KILLEN, AL 35645-3034 |
| Name | Verified Name |
|---|---|
| Address | 190 MELODY LN, FLORENCE, AL 35634-4342 |
| Document Number | 202154060202154060 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021/54060202154060 |
| Name | GUILD MORTGAGE CO |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | May 14, 2021 |
| Property Address | 190 MELODY LN, FLORENCE, AL 35634-4342 |
| Document Number | 2021/30953 |
| Book / Page | 2021 / 30953 |
| Map Reference | MB 5 PG 28 |
| Instrument Date | May 13, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 47 BLUEBIRD LN, KILLEN, AL 35645-4156 |
| Name | Verified Name |
|---|---|
| Address | 33546 COUNTY ROAD 8, KILLEN, AL 35645-3034 |
| Document Number | 202130956202130956 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021/30956202130956 |
| Name | BANK INDEPENDENT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Jun 19, 2018 |
| Property Address | 190 MELODY LN, FLORENCE, AL 35634-4342 |
| Document Number | 2018/25628 |
| Book / Page | 2018 / 25628 |
| Instrument Date | Jun 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 497 COUNTY ROAD 130, KILLEN, AL 35645-3107 |
| Name | Verified Name |
|---|---|
| Address | 7680 COUNTY ROAD 25, KILLEN, AL 35645-4006 |
| Document Number | 2018/25631 |
|---|---|
| Date | Jun 19, 2018 |
| Book Page | 2018/25631 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 190 Melody Ln was $605 with a homeowner's exemption, up 7.1% from the year before.
Source: Lauderdale County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $605.00 (+7.08%) Homeowner's exemption | $17,520 (+6.96%) | $193,440 (+18.1%) Land $32,600 Building $160,840 |
| 2024 | $565.00 (+2.73%) Homeowner's exemption | $16,380 (+415.09%) Land $2,720 Building $13,660 | $163,800 (+2.72%) Land $27,200 Building $136,600 |
| 2023 | $550.00 (+21.68%) Homeowner's exemption | $3,180 (-75.8%) Land $3,180 | $159,460 (+21.45%) Land $31,800 Building $127,660 |
| 2022 | $452.00 Homeowner's exemption | $13,140 | $131,300 Land $27,200 Building $104,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 190 Melody Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 190 Melody Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREENHILL WATER & FIRE PRO AUTHORITY serves 8,505 people · EPA ID AL0001423 |
|---|---|
| Water Source | Purchased surface water from CITY OF FLORENCE WATER DEPARTMENT |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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