Spartanburg County property record for 190 McDowell Rd, Chesnee, SC 29323 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,227 sqft · built 1900 |
| Lot Size | 2.95 acres (128,502 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $395 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-0700-10705 |
| Primary APN | 2-0700-10705 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,227 sqft Living Area |
| Gross Area | 2,362 sqft |
| Attic Area | 967 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 128,502 sqft (2.95 acres) |
| Porch | Porch |
| Porch Area | 168 sqft |
| Cooling System | None |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 20664 |
|---|---|
| Street Address | 190 MCDOWELL RD |
| City | CHESNEE |
| State | SC |
| Zip | 29323-9763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 MCDOWELL OAKS SUB PB 162-899 163-480 DB 91G-634 |
| Legal Subdivision | MCDOWELL OAKS SUB |
| Legal Lot Number | 3 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | CHESNEE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 22304 |
Source: Spartanburg County records · APN 2-0700-10705
Assessment roll updated September 13, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 190 MCDOWELL RD, CHESNEE, SC 29323-9763 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 08, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jul 03, 2018 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Mar 15, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 03, 2018 |
| Deed Sale | Jul 03, 2018 |
| Prior Sale | Mar 15, 2018 · Amount on Record |
| Deed Document Number | 2018-29866 |
| Deed Book / Page | 120-G / 0688 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 190 MCDOWELL RD, CHESNEE, SC 29323-9763 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000046576 |
|---|---|
| Date | Sep 08, 2022 |
| Book Page | 6457/407 |
| Instrument | 2022-46576 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Jul 03, 2018 |
| Property Address | 190 MCDOWELL RD, CHESNEE, SC 29323-9763 |
| Document Number | 0000029866 |
| Book / Page | 120-G / 0688 |
| Map Reference | MB163 PG480 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 2018-29866 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 190 MCDOWELL RD, CHESNEE, SC 29323-9763 |
| Document Number | 0000029867 |
|---|---|
| Date | Jul 03, 2018 |
| Instrument | 2018-29867 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.6% |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Mar 15, 2018 |
| Property Address | 190 MCDOWELL RD, CHESNEE, SC 29323-9763 |
| Document Number | 0000011026 |
| Book / Page | 00118Y / 000628 |
| Instrument Date | Mar 09, 2018 |
| Instrument | 11026 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $214.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 MCDOWELL RD CHESNEE SC 293239763, CHESNEE, SC 29323-9763 |
Source: Spartanburg County records · Assessment roll updated September 13, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $395.00 (+2.6%) | $2,084 (-) Land $854 Building $1,230 | $59,300 (-) Land $24,300 Building $35,000 |
| 2024 | $385.00 | ||
| 2023 | $385.00 | $2,084 Land $854 Building $1,230 | $59,300 Land $24,300 Building $35,000 |
Source: FEMA National Flood Hazard Layer, Spartanburg County (45083C), updated October 2, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 43% of the US · above 30% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,316 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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