190 Maple Tree Ln, Cowpens, SC 29330 Property Records

Cherokee County property record for 190 Maple Tree Ln, Cowpens, SC 29330

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,474 sqft · built 2020
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$183,900 (Jun 2020)
Tax Bill	$904 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`030154-23-3`

Property Details

APN / Parcel Number

Primary APN	`030154-23-3`
Alternative APNs	`0070000094009 00298996` `007-00-00-094.009` `029969223`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,474 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Siding
Lot Area	30,928 sqft (0.71 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Location & Zoning

Old Parcel Number	0070000094009 00298996
Street Address	190 MAPLE TREE LN
City	COWPENS
State	SC
Zip	29330-9020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPLE TREE LN LT#9 FM MIKE SEAY $183900 FM STANLEY WEBB $7000 ADDRESS PER 911 LK
Legal Subdivision	MAPLE TREE LN
Legal Tract	22
Legal Block	65
Legal Lot Number	9
Jurisdiction	CHEROKEE SC
Township / Civil Division	MACEDONIA
Census Block Group	2
Census Block	2057
Census Tract	970101

Owner

190 Maple Tree Ln is owned and occupied by two individuals who acquired it in June 2020.

Source: Cherokee County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	190 MAPLE TREE LN, COWPENS, SC 29330-9020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage USAA
Feb 13, 2020	Deed of Trust, Mortgage · Line of Credit FIRST PIEDMONT FED'L S&L ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2020 · Amount on File
Deed Sale	Jun 15, 2020 · Amount on File
Deed Document Number	0001232084
Deed Book / Page	123 / 2084
Last Transfer Date	Jun 17, 2020
Transfer Doc	0001232084
Record Updated	Jun 8, 2026

June 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jun 17, 2020
Property Address	9 MAPLE TREE LN, COWPENS, SC 29330
Document Number	0001232084
Book / Page	000123 / 002084
Instrument Date	Jun 15, 2020
Instrument	3072
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	190 MAPLE TREE LN COWPENS SC 293309020, COWPENS, SC 29330-9020

Mortgage

Document Number	1232086
Date	Jun 17, 2020
Book Page	000123/002086
Instrument	3073

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	9 MAPLE TREE LN, COWPENS, SC 29330
Document Number	0001200335
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	223 BLALOCK RD SPARTANBURG SC 293165618, SPARTANBURG, SC 29316-5618

Mortgage

Document Number	0001200335
Date	Feb 14, 2020
Book Page	000120/000335
Instrument	866

Lender

Name	FIRST PIEDMONT FED'L S&L ASSN
Address	GAFFNEY, SC 29341

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 190 Maple Tree Ln was $904 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$904.00 Homeowner's exemption	$7,270 Land $600 Building $6,670	$181,700 Land $15,000 Building $166,700
2023	$757.00	$7,270 Land $600 Building $6,670	$181,700 Land $15,000 Building $166,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 190 Maple Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Maple Tree Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANIEL MORGAN WATER DISTRICT (1120001) serves 5,746 people · EPA ID SC1120001
Water Source	Purchased surface water from GRASSY POND WATER CO INC
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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