Kittitas County property record for 190 Main St, Thorp, WA 98946
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1900 |
| Lot Size | 0.083 acres (3,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $137,464 (Oct 2015) |
| Tax Bill | $1,990 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | P663233 |
| Primary APN | P663233 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| Gross Area | 868 sqft |
| 1st Floor Area | 840 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | A-Frame |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,600 sqft (0.083 acres) |
| Lot Dimensions | 120 ft deep x 30 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 28 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Storage Building | 160 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 190 MAIN ST |
|---|---|
| City | THORP |
| State | WA |
| Zip | 98946-9579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | KC-A-20 |
| Legal Description | THORP, THORP ADDITION; LOT 5; BLOCK 1 |
| Legal Subdivision | THORP THORP ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | KITTITAS WA |
| Township / Civil Division | MANASTASH RIDGE |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 975203 |
Source: Kittitas County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 190 MAIN ST, THORP, WA 98946-9579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Mar 1, 2018 | Deed of Trust, Mortgage CORNERSTONE HM LNDG |
| Jan 6, 2017 | Grant Deed, Transfer · FHA Mortgage CORNERSTONE HM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2015 · Amount on Record |
| Deed Sale | Oct 28, 2015 · Amount on Record |
| Prior Sale | Aug 26, 2009 · Amount on Record |
| Deed Document Number | 201523 |
| Prior Transfer Date | Oct 26, 2015 |
| Prior Transfer Doc | 0000000023 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KITTITAS WA |
| Property Address | 190 MAIN ST, THORP, WA 98946-9579 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0003190019 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 202103190019 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KITTITAS WA |
| Property Address | 190 MAIN ST, THORP, WA 98946-9579 |
| Document Number | 0003090004 |
| Instrument Date | Mar 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 190 MAIN ST THORP WA 989469579, THORP, WA 98946-9579 |
| Document Number | 0003090004 |
|---|---|
| Date | Mar 9, 2018 |
| Instrument | 3090004 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 8, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KITTITAS WA |
| Recording Date | Jan 6, 2017 |
| Property Address | 190 MAIN ST, THORP, WA 98946-9579 |
| Document Number | 0001060057 |
| Instrument Date | Jan 5, 2017 |
| Instrument | 1060057 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2017 |
| Title Company | KITTITAS TITLE AND ESCROW LLC, KITTITAS TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 910 E 9TH AVE #1 ELLENSBURG WA 989262987, 1, ELLENSBURG, WA 98926-2987 |
| Document Number | 1060058, |
|---|---|
| Date | Jan 6, 2017 |
| Instrument | 1060058 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 5, 2047 |
Source: Kittitas County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Kittitas County |
| Unified School District | Thorp School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,990.00 | $243,650 (+9.98%) Land $38,990 Building $204,660 | $243,650 (+9.98%) Land $38,990 Building $204,660 |
| 2023 | $221,550 Land $23,400 Building $198,150 | $221,550 Land $23,400 Building $198,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 71% of Washington |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gigabeam Internet Fixed Wireless | 300 / 300 |
| Verizon Fixed Wireless | 300 / 20 |
| Lightcurve DSL | 50 / 10 |
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