190 Main St, Orono, ME 04473 Property Records

Penobscot County and Orono Town property record for 190 Main St, Orono, ME 04473

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,228 sqft · built 1913
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,672 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Aug 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:027=004 L:012`

Property Details

APN / Parcel Number

Primary APN	`M:027=004 L:012`
Alternative APNs	`ORON M:027-004 L:012` `1640`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,228 sqft Living Area
Gross Area	4,458 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	1640
Street Address	190 MAIN ST
City	ORONO
State	ME
Zip	04473-3803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	12
Jurisdiction	ORONO ME
Township / Civil Division	ORONO
Census Block Group	1
Census Block	1013
Census Tract	6100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Orono Main Street Historic District listed 1977 · 27 contributing resources · NRIS 77000082

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

190 Main St is owned and occupied by two individuals.

Source: Penobscot County and Orono Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	190 MAIN ST, ORONO, ME 04473-3803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANGOR SAVINGS BANK
Aug 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORONO ME
Property Address	190 MAIN ST, ORONO, ME 04473-3803
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145360342
Date	Jul 5, 2017
Book Page	14536/0342
Instrument	000000020020

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	156 Months
Due	Jul 5, 2030

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORONO ME
Property Address	190 MAIN ST, ORONO, ME 04473-3803
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0156450026
Date	Aug 11, 2020
Book Page	15645/26
Instrument	24334

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	157 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 190 Main St was $5,672, up 1.7% from the year before.

Source: Penobscot County and Orono Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Orono Town
Unified School District	Regional School Unit 26 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,672.00 (+1.67%)	$285,000 (+9.07%) Land $58,400 Building $226,600
2024	$5,579.00 (+0.38%)	$261,300 (+10.02%) Land $53,600 Building $207,700
2023	$5,558.00 (-1.68%)	$237,500 (-) Land $48,700 Building $188,800	$370,880
2022	$5,653.00	$237,500 Land $48,700 Building $188,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORONO-VEAZIE WATER DISTRICT serves 5,793 people · EPA ID ME0091210
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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