190 Main St, Cooleemee, NC 27014 Property Records

Davie County property record for 190 Main St, Cooleemee, NC 27014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1930
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$27,000 (Aug 2020)
Tax Bill	$982 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N4040A0023`

Property Details

APN / Parcel Number

Primary APN	`N4040A0023`
Alternative APNs	`5735736853` `3856000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Heated Area
Gross Area	950 sqft
1st Floor Area	840 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	15.5 ft deep x 7.2 ft wide
Porch	Slab
Porch Area	110 sqft
Storage Building	3 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3856000
Street Address	190 MAIN ST
City	COOLEEMEE
State	NC
Zip	27014-0139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOT 328 ERWIN MILLS
Legal Subdivision	ERWIN MILL INC
Legal Lot Number	328
Jurisdiction	DAVIE NC
Township / Civil Division	JERUSALEM
Census Block Group	1
Census Block	1026
Census Tract	80702

Owner

190 Main St is owned by two individuals who bought it in August 2020.

Source: Davie County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1023 MILLS RD, STUART, VA 24171-3823
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 5, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Nov 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2020 · Amount on File
Deed Sale	Aug 5, 2020 · Amount on File
Prior Sale	Apr 1, 1999
Deed Document Number	20204480
Deed Book / Page	1146 / 394
Prior Transfer Date	Nov 26, 2019
Prior Transfer Doc	0000006274
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIE NC
Property Address	190 MAIN ST, COOLEEMEE, NC 27014-0139
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0120100415
Date	Nov 9, 2021
Book Page	1201/415
Instrument	8246

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIE NC
Recording Date	Aug 5, 2020
Property Address	190 MAIN ST, COOLEEMEE, NC 27014-0139
Document Number	0000004480
Book / Page	001146 / 000394
Instrument Date	Aug 5, 2020
Instrument	4480
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$54.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	729 JUNCTION RD MOCKSVILLE NC 270285320, MOCKSVILLE, NC 27028-5320

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIE NC
Recording Date	Nov 27, 2019
Property Address	190 MAIN ST, COOLEEMEE, NC 27014-0139
Document Number	0000006274
Book / Page	001122 / 001034
Instrument Date	Nov 26, 2019
Instrument	6274
Transaction Type	Transfer
Record Updated	May 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 CHARIS LN STATESVILLE NC 286778645, STATESVILLE, NC 28677-8645

Tax Assessment & Valuation

The 2026 property tax bill for 190 Main St was $982.

Source: Davie County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davie County
Municipality	Cooleemee Town
Unified School District	Davie County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$982.00	$81,870 Land $20,000 Building $61,870	$81,870 Land $20,000 Building $61,870
2023	$697.00	$45,870 Land $10,000 Building $35,870	$45,870 Land $10,000 Building $35,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIE COUNTY WATER SYSTEM serves 32,068 people · EPA ID NC0230015
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Failure to filter resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

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