190 Lower Rd, Durango, CO 81303 Property Records

La Plata County property record for 190 Lower Rd, Durango, CO 81303 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 1977
Square Footage5,899 sqft Living Area
Lot Size7.66 acres
GarageAttached, 1,980 sqft
Last Sale$935,000 (2021)
Tax Bill$4,583.00 (2025)

Property Details

APN / Parcel Number

Primary APN5661-334-05-073
Alternative APN
  • R426228

Interior

Bedrooms3 Beds
Full Baths4 Baths
Partial Baths2 Partial Baths
Building Area5,899 sqft Living Area
Basement Area1,168 sqft Basement
Finished Basement1,168 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleBi-Level Style
Lot Area333,800 sqft
Garage TypeAttached Garage
Garage Area1,980 sqft Garage

Exterior Amenities

Total Buildings2 Total Buildings
Deck AreaDeck Area
Patio Area512 sqft Patio
Porch Area144 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account NumberR426228
Street Address190 LOWER RD
CityDURANGO
StateCO
Zip81303-7653
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: RAFTER J OPEN A LOT: 22A WALTERS/LOFTIS BA PROJ 2003-0252 190 LOWER RD DURANGO 81303
Legal SubdivisionRAFTER J OPEN A
Legal Tract22
Legal Block3
Legal Lot Number22A
JurisdictionLA PLATA CO
Minor Civil DivisionDURANGO
Census Blockgroup3
Census Block3000
Census Tract970701

Owner

Source: La Plata County records · APN 5661-334-05-073

Assessment roll updated July 20, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals Owners
Mailing Address1015 W ENCANTO BLVD, PHOENIX, AZ 85007-1306
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2021Special Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Oct 07, 2021Intrafamily Transfer, Transfer
LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on Oct 07, 2021
  • Deed Sale Price on Oct 07, 2021
  • Prior Sale Amount on Nov 26, 2003
Deed Doc Number20211200416
Prior Transfer DateSep 21, 2021
Prior Transfer Doc0001200415
Record RefreshedSep 20, 2026

October 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLA PLATA CO
Recording DateOct 07, 2021
Property Address190 LOWER RD, DURANGO, CO 81303-7653
Document Number0001200416
Instrument DateSep 24, 2021
Instrument1200416
Transaction TypeTransfer
Record UpdatedOct 18, 2021
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$93.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address190 LOWER RD, 190, DURANGO, CO 81303-7653

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1015 W ENCANTO BLVD, PHOENIX, AZ 85007-1306

Mortgage

Document Number0001200417
DateOct 07, 2021
Instrument1200417
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.12%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateNov 01, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.12%
Index1-Year CMT
Max Rate7.12%

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLA PLATA CO
Recording DateOct 07, 2021
Property Address190 LOWER RD, DURANGO, CO 81303-7653
Document Number0001200415
Instrument DateSep 21, 2021
Instrument1200415
Transaction TypeTransfer
Record UpdatedOct 18, 2021
Title CompanyLAND TITLE GUARANTEE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 3688, DURANGO, CO 81302-3688

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 3688, DURANGO, CO 81302-3688

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$86,130 (+3.1%) Land $17,290 Building $68,840$1,336,530 (-) Land $268,250 Building $1,068,280
2025$4,583.00 (+33.03%)$83,540 (+18.88%) Land $16,770 Building $66,770$1,336,530 (+27.44%) Land $268,250 Building $1,068,280
2024$3,445.00 (+16.78%)
2023$2,950.00 (+19.29%)$70,270 (+20.61%) Land $13,850 Building $56,420$1,048,740 (+25.12%) Land $206,660 Building $842,080
2022$2,473.00$58,260 Land $11,590 Building $46,670$838,190 Land $166,750 Building $671,440

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