Marion County property record for 190 Locust Rd, Ocala, FL 34472
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,582 sqft · built 1988 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Jun 2022) |
| Tax Bill | $3,601 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9028-0842-12 |
| Primary APN | 9028-0842-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,582 sqft Living Area |
| Gross Area | 2,090 sqft |
| 1st Floor Area | 1,582 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Modern |
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 125 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 508 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 96 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 190 LOCUST RD |
|---|---|
| City | OCALA |
| State | FL |
| Zip | 34472-9372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEC 23 TWP 16 RGE 23 PLAT BOOK J PAGE 434 SILVER SPRINGS SHORES UNIT 28 BLK 842 LOT 12 |
| Legal Range | 23E |
| Legal Township | 16S |
| Legal Section | 23 |
| Legal Subdivision | SILVER SPRINGS SHORES |
| Legal Block | 842 |
| Legal Lot Number | 12 |
| Jurisdiction | MARION FL |
| Township / Civil Division | OCALA |
| Census Block Group | 1 |
| Census Block | 1118 |
| Census Tract | 1206 |
190 Locust Rd is owned and occupied by two individuals who bought it in June 2022.
Source: Marion County records, as of December 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 LOCUST RD, OCALA, FL 34472-9372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Dec 7, 2021 | Warranty Deed, Transfer BRICK CITY TITLE INSURANCE AGENCY INC, BRICK CITY TTL INS AGCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2022 · Amount on File |
| Deed Sale | Jun 17, 2022 · Amount on File |
| Prior Sale | Dec 7, 2021 · Amount on File |
| Deed Document Number | 202289649 |
| Deed Book / Page | 7809 / 1182 |
| Prior Transfer Date | Jul 22, 2005 |
| Prior Transfer Doc | 0041390001 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Jun 17, 2022 |
| Property Address | 190 LOCUST RD, OCALA, FL 34472-9372 |
| Document Number | 0078091182 |
| Book / Page | 7809 / 1182 |
| Map Reference | MB J PG 434-444 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 2022089649 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2022 |
| Title Company | ALL FLORIDA PROF TITLE LLC, ALL FLORIDA HOMES TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5440 SE 43RD CT, 5440, OCALA, FL 34480-8673 |
| Name | Verified Name |
|---|---|
| Address | 190 LOCUST RD, OCALA, FL 34472-9372 |
| Document Number | 0078091184 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 7809/1184 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Dec 7, 2021 |
| Property Address | 190 LOCUST RD, OCALA, FL 34472-9372 |
| Document Number | 0076400392 |
| Book / Page | 7640 / 392 |
| Map Reference | MB J PG 434 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2021168040 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | BRICK CITY TITLE INSURANCE AGENCY INC, BRICK CITY TTL INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $875.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1021 48TH ST, 1021, NORFOLK, VA 23508-1911 |
| Name | Verified Name |
|---|---|
| Address | 5440 SE 43TH, OCALA, FL 34480-8673 |
The 2025 property tax bill for 190 Locust Rd was $3,601 with a homeowner's exemption.
Source: Marion County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,601.00 Homeowner's exemption | $207,404 | $220,733 Land $23,000 Building $197,733 |
| 2023 | $3,242.00 (-12.21%) Homeowner's exemption | $195,688 (+10.23%) Land $15,000 Building $180,688 | $195,688 (+10.23%) Land $15,000 Building $180,688 |
| 2022 | $3,693.00 | $177,530 Land $13,000 Building $164,530 | $177,530 Land $13,000 Building $164,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 Locust Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Locust Rd is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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