190 Lk Sinclair St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 190 Lk Sinclair St, Saint Augustine, FL 32084 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,126 sqft · built 2023
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on File
Last Sale	$381,900 (Dec 2023)
Tax Bill	$7,047 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`095416-1630`

Property Details

APN / Parcel Number

Primary APN	`095416-1630`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,126 sqft Living Area
Gross Area	2,698 sqft
1st Floor Area	2,126 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	190 LAKE SINCLAIR ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	117/48-55 ST AUGUSTINE LAKES PHASE 1C LOT 163 OR5876/309
Legal Subdivision	ST AUGUSTINE LAKES PHASE 1C
Legal Block	1
Legal Lot Number	163
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3007
Census Tract	21003

Owner

Source: St. Johns County records · APN 095416-1630

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	190 LAKE SINCLAIR ST, SAINT AUGUSTINE, FL 32084-1569
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 27, 2023 · Amount on Record
Deed Sale	Dec 27, 2023 · Amount on Record
Deed Document Number	202399373
Deed Book / Page	5876 / 309
Record Updated	Jun 08, 2026

December 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 27, 2023
Property Address	190 LAKE SINCLAIR ST, SAINT AUGUSTINE, FL 32084-1569
Document Number	0058760309
Book / Page	5876 / 309
Map Reference	MB 117 PG 48
Instrument Date	Dec 13, 2023
Instrument	2023099373
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,673.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	190 LAKE SINCLAIR ST, SAINT AUGUSTINE, FL 32084-1569

Mortgage

Document Number	0005876313
Date	Dec 27, 2023
Instrument	5876/313

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,604 (+0.8%) Land $80,000 Building $258,604	$338,604 (+0.64%) Land $80,000 Building $258,604
2025	$7,047.00 (+12.11%) Homeowner's exemption	$335,928 (-12.04%)	$336,445 (-11.9%) Land $80,000 Building $256,445
2024	$6,286.00	$381,900
			$381,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090210033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 54 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force 45 of 54 on primary residences

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	About 1 in 356 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.