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190 Lk Drive Blvd, Sebring, FL 33875 Property Records

Highlands County property record for 190 Lk Drive Blvd, Sebring, FL 33875

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,411 sqft · built 1980
Lot Size0.487 acres (21,219 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Sep 2020)
Tax Bill$5,343 (2024)
Deeds & MortgagesJul 2022 Line of Credit
Sep 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNS015801000000880

Property Details

APN / Parcel Number

Primary APNS015801000000880
Alternative APN
  • S-01-35-28-010-0000-0880

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area3,411 sqft Living Area
1st Floor Area2,875 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,219 sqft (0.487 acres)
Lot Dimensions165 ft deep x 90 ft wide
Garage TypeFinished
Garage Area509 sqft
DrivewayDriveway
Driveway Area935 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area448 sqft
PorchOpen Porch
Porch Area490 sqft
Patio Area636 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberS015801000000880
Street Address190 LAKE DRIVE BLVD
CitySEBRING
StateFL
Zip33875-5057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUQD
Legal DescriptionCOUNTRY CLUB LAKE EST PB 8-PG 44 LOT 88
Legal Range28E
Legal Township35S
Legal Section01
Legal SubdivisionCOUNTRY CLUB LAKE EST
Legal Lot Number88
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1009
Census Tract961301

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address190 LAKE DRIVE BLVD, SEBRING, FL 33875-5057
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2022Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Sep 1, 2020Warranty Deed, Transfer · Conventional Mortgage
HEARTLAND NATIONAL BANK
Nov 1, 2019Warranty Deed, Transfer · Conventional Mortgage
STATEWIDE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2020 · Amount on Record
Deed SaleSep 1, 2020 · Amount on Record
Prior SaleNov 1, 2019 · Amount on Record
Deed Document Number1997108
Deed Book / Page2770 / 1325
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address190 LAKE DRIVE BLVD, SEBRING, FL 33875-5057
Transaction TypeMortgage
Record UpdatedJul 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002103770
DateJul 7, 2022
Book Page2917/392
Instrument2103770
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 15, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateSep 1, 2020
Property Address190 LAKE DRIVE BLVD, SEBRING, FL 33875-5057
Document Number0001997108
Book / Page2770 / 1325
Map ReferenceMB 8 PG 44
Instrument DateAug 17, 2020
Instrument1997108
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyBLUE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1001 W 6TH ST, 1001, STORM LAKE, IA 50588-2960

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 LAKE DRIVE BLVD, SEBRING, FL 33875-5057

Mortgage

Document Number0027701327
DateSep 1, 2020
Instrument2770/1327
Lender
NameHEARTLAND NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateNov 1, 2019
Property Address190 LAKE DRIVE BLVD, SEBRING, FL 33875-5057
Document Number0001962398
Book / Page2721 / 0418
Map ReferenceMB 8 PG 44
Instrument DateNov 1, 2019
Instrument1962398
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address184 LAKE DRIVE BLVD, 184, SEBRING, FL 33875-5057

Transferred To (Grantee/Buyer)

NameVerified Name
Address10233 KABANA BLVD, CLERMONT, FL 34711-7888

Mortgage

Document Number0002721420
DateNov 1, 2019
Instrument2721/420
Lender
NameSTATEWIDE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
MunicipalitySebring City
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$306,133 (+5.99%)$411,344 (+3.29%) Land $72,000 Building $339,344
2024$5,343.00 (+2.32%)
2023$5,222.00 (+4.61%) Homeowner's exemption$288,840 (+3%)$398,260 (+16.03%) Land $72,000 Building $326,260
2022$4,992.00 Homeowner's exemption$280,427$343,226 Land $72,000 Building $271,226

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims6 (2004–2025)
Claims Outside the SFHA3 of 6
Most Recent ClaimAug 2025
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHEAST
serves 2,828 people · EPA ID FL6531742
Water SourceGroundwater
Last State InspectionMay 2023
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting19
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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