190 Laurel Gate Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 190 Laurel Gate Ln, Saint Augustine, FL 32092 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage2,126 sqft Living Area
Lot Size8,276 sqft (0.19 acres)
OccupancyOwner Occupied
Last Sale$45,000 (2024)
Tax Bill$7,544.00 (2025)

Property Details

APN / Parcel Number

Primary APN010012-2090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area2,126 sqft Living Area
Gross Area2,700 sqft Gross Area
1st Floor2,126 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,276 sqft (0.19 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area414 sqft Garage
Porch Area280 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address190 LAUREL GATE LN
CitySAINT AUGUSTINE
StateFL
Zip32092-1253
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description82/37-43 SHEARWATER PHASE 1B EAST LOT 209 OR6020/47(Q/C)
Legal Range27E
Legal Township05S
Legal Section26
Legal SubdivisionSHEARWATER PHASE 1B EAST
Legal Phase1B
Legal Block1
Legal Lot Number209
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2000
Census Tract20907

Owner

Source: St. Johns County records · APN 010012-2090

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address190 LAUREL GATE LN, SAINT AUGUSTINE, FL 32092-1253
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2022Quit Claim Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 13, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 06, 2019Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 13, 2024 · Amount on Record
Deed SaleSep 13, 2024 · Amount on Record
Prior SaleJul 11, 2022 · Amount on Record
Deed Doc Number202472499
Deed Book / Page6020 / 47
Prior Transfer DateSep 04, 2024
Prior Transfer Doc0060200047
Record RefreshedSep 20, 2026

July 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateJul 11, 2022
Property Address190 LAUREL GATE LN, SAINT AUGUSTINE, FL 32092-1253
Document Number0055950129
Book / Page5595 / 129
Map ReferenceMB 82 PG 37
Instrument DateJun 30, 2022
Instrument2022067843
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$625.80
Amount AccuracyRounded Values by County
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name
Address190 LAUREL GATE LN, 190, ST AUGUSTINE, FL 32092-1253

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address190 LAUREL GATE LN, SAINT AUGUSTINE, FL 32092-1253

Mortgage

Document Number0005595133
DateJul 11, 2022
Instrument5595/133
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address190 LAUREL GATE LN, SAINT AUGUSTINE, FL 32092-1253
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 LAUREL GATE LN, SAINT AUGUSTINE, FL 32092-1253

Mortgage

Document Number0050960978
DateNov 13, 2020
Book Page5096/978
Instrument2020102060
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

September 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateSep 06, 2019
Property Address190 LAUREL GATE LN, SAINT AUGUSTINE, FL 32092-1253
Document Number0047890504
Book / Page4789 / 0504
Map ReferenceMB 82 PG 37
Instrument DateAug 30, 2019
Instrument2019065283
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 02, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,242.80
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address190 LAUREL GATE LN, SAINT AUGUSTINE, FL 32092-1253

Mortgage

Document Number0004789508
DateSep 06, 2019
Instrument4789/508
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$394,468 (+2.7%)$419,678 (-4.35%) Land $120,000 Building $299,678
2025$7,544.00 (+6.15%) Homeowner's exemption$384,097 (+2.17%)$438,771 (-0.52%) Land $120,000 Building $318,771
2024$7,107.00 (+2.21%)
2023$6,953.00 (+16.33%) Homeowner's exemption$375,947 (+18.68%)$441,078 (+13.08%) Land $105,500 Building $335,578
2022$5,977.00 Homeowner's exemption$316,770$390,043 Land $95,200 Building $294,843

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,220 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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