Suffolk County and Southold Town property record for 190 Laurel Ct, Laurel, NY 11948
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Individual Name on File |
| Last Sale | $975,000 (May 2008) |
| Tax Bill | $17,682 (2024) |
| Deeds & Mortgages | Mar 2018 Loan Modification Apr 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 473889 125.-4-24.13 |
| Primary APN | 473889 125.-4-24.13 |
|---|---|
| Alternative APNs |
|
| Lot Area | 29,185 sqft (0.67 acres) |
|---|
| Account Number | 14 |
|---|---|
| Street Address | 190 LAUREL CT |
| City | LAUREL |
| State | NY |
| Zip | 11948-1328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | BOOK 12241 PAGE 832 BILL 016054 |
| Legal Block | 4 |
| Legal Lot Number | 24 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHOLD |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 170003 |
190 Laurel Ct is owned by an individual who acquired it in March 2018.
Source: Suffolk County and Southold Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 221 WILSON PARK DR, TARRYTOWN, NY 10591-3030 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2018 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Apr 16, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2008 · Amount on File |
| Deed Sale | May 30, 2008 · Amount on File |
| Prior Sale | Mar 24, 2003 · Amount on File |
| Deed Book / Page | 12552 / 730 |
| Last Transfer Date | Mar 19, 2018 |
| Transfer Doc | 0129570871 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 190 LAUREL CT, LAUREL, NY 11948-1328 |
| Document Number | 0229400218 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 221 WILSON PARK DR TARRYTOWN NY 105913030, TARRYTOWN, NY 10591-3030 |
| Document Number | 0229400218 |
|---|---|
| Date | Jul 5, 2018 |
| Book Page | 022940/000218 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 2701 WELLS FARGO WAY, MINNEAPOLIS, MN 55467-8000 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 4, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Apr 16, 2018 |
| Property Address | 190 LAUREL CT, LAUREL, NY 11948-1328 |
| Document Number | 0129570871 |
| Book / Page | 12957 / 871 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 LAUREL CT, LAUREL, NY 11948-1328 |
Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southold Town |
| Unified School District | Mattituck-Cutchogue Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,300 Land $2,600 Building $8,700 | $2,054,545 Land $472,727 Building $1,581,818 | |
| 2024 | $17,682.00 | ||
| 2023 | $11,300 Land $2,600 Building $8,700 | $19,824 Land $4,561 Building $15,263 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 190 Laurel Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 4 (2012–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Laurel Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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