190 Larry Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 190 Larry Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,103 sqft · built 1978
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Apr 2026)
Tax Bill	$2,922 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0020A082000`

Property Details

APN / Parcel Number

Primary APN	`0020A082000`
Alternative APNs	`0020A082` `11056`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,103 sqft Heated Area
1st Floor Area	828 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	132 ft deep x 113 ft wide
Garage Area	816 sqft
Porch	Patio
Porch Area	232 sqft
Deck Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11056
Street Address	190 LARRY DR
City	RINGGOLD
State	GA
Zip	30736-6412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 18 FOSTER HILLS SD
Legal Subdivision	FOSTER HILLS
Legal Lot Number	18
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	4
Census Block	4008
Census Tract	30402

Owner

Source: Catoosa County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 LARRY DR, RINGGOLD, GA 30736-6412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage RELIANCE FIRST CAPITAL
Oct 15, 2025	Deed of Trust, Mortgage ROCKET MORTGAGE
Mar 8, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Mar 8, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2026 · Amount on Record
Deed Sale	Apr 8, 2026 · Amount on Record
Prior Sale	Mar 10, 2022 · Amount on Record
Deed Book / Page	2440 / 569
Prior Transfer Date	May 30, 2006
Prior Transfer Doc	0012860095
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Apr 8, 2026
Property Address	190 LARRY DR, RINGGOLD, GA 30736-6412
Document Number	0024400569
Book / Page	2440 / 569
Instrument Date	Apr 7, 2026
Transaction Type	Transfer
Record Updated	Jul 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 LARRY DR, RINGGOLD, GA 30736-6412

Mortgage

Document Number	2440000572,
Date	Apr 8, 2026
Book Page	2440/572

Lender

Name	RELIANCE FIRST CAPITAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	190 LARRY DR, RINGGOLD, GA 30736-6412
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 LARRY DR, RINGGOLD, GA 30736-6412

Mortgage

Document Number	0024110000000761
Date	Oct 15, 2025
Book Page	0000002411/0000000761
Instrument	2025007183

Lender

Name	ROCKET MORTGAGE

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2045

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 8, 2022
Property Address	190 LARRY DR, RINGGOLD, GA 30736-6412
Document Number	0022070593
Book / Page	2207 / 593
Instrument Date	Mar 8, 2022
Instrument	2022-000506
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 LARRY DR, RINGGOLD, GA 30736-6412

Mortgage

Document Number	0022070000000595
Date	Mar 10, 2022
Book Page	0000002207/0000000595
Instrument	002078

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 8, 2022
Property Address	190 LARRY DR, RINGGOLD, GA 30736-6412
Document Number	0022070593
Book / Page	2207 / 593
Instrument Date	Mar 8, 2022
Instrument	2022-000506
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 LARRY DR, RINGGOLD, GA 30736-6412
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002078
Date	Mar 8, 2022
Instrument	002078

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,922.00 (+47.58%)	$153,934 (+74.04%) Land $11,000 Building $142,934	$384,835 (+74.04%) Land $27,500 Building $357,335
2023	$1,980.00 (+21.7%)	$88,449 Land $9,488 Building $78,961	$221,123 Land $23,721 Building $197,402
2022	$1,627.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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