190 Lancaster Ct, Lake Bluff, IL 60044 Property Records

Lake County property record for 190 Lancaster Ct, Lake Bluff, IL 60044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,318 sqft · built 1986
Lot Size	0.485 acres (21,109 sqft)
Owner	2 Company Names on Record
Last Sale	$1,078,000 (Apr 2024)
Tax Bill	$23,131 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-17-212-063`

Property Details

APN / Parcel Number

Primary APN	`12-17-212-063`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,318 sqft Living Area
Gross Area	6,757 sqft
1st Floor Area	3,134 sqft
Upper Floors Area	1,184 sqft
Basement Area	1,735 sqft
Finished Basement	1,000 sqft
Unfinished Basement	735 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	21,109 sqft (0.485 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	50 sqft
Patio Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	190 LANCASTER CT
City	LAKE BLUFF
State	IL
Zip	60044-1900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TANGLEY OAKS UNIT V; LOT 119
Legal Subdivision	TANGLEY OAKS UNIT V
Legal Lot Number	119
Legal Unit	5
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	4
Census Block	4007
Census Tract	863202

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2721 W HADDON AVE, 1W, CHICAGO, IL 60622-3595
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage CIBC BANK USA
Oct 13, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Prior Sale	Oct 13, 2017 · Amount on Record
Deed Document Number	20248031631
Prior Transfer Date	Mar 31, 1994
Prior Transfer Doc	0003525670
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	190 LANCASTER CT, LAKE BLUFF, IL 60044-1900
Transaction Type	Mortgage
Record Updated	May 15, 2024
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2721 W HADDON AVE 1W, 1W, CHICAGO, IL 60622-3595

Mortgage

Document Number	0008031632
Date	Apr 29, 2024
Instrument	8031632

Lender

Name	CIBC BANK USA
Type	Bank
Address	7103 W 111TH ST, WORTH, IL 60482

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.2%
Index	Other
Max Rate	11.2%

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IL
Recording Date	Oct 13, 2017
Property Address	190 LANCASTER CT, LAKE BLUFF, IL 60044-1900
Document Number	0007435081
Instrument Date	Sep 29, 2017
Instrument	7435081
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1045 PINE ST WINNETKA IL 600932023, WINNETKA, IL 60093-2023

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Bluff Village
Elementary School District	Lake Bluff Elementary School District 65 (KG - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$374,999 (+24.13%) Land $108,094 Building $266,905	$1,125,109 (+24.13%) Land $324,314 Building $800,795
2024	$23,131.00 (+14.89%)
2023	$20,134.00 (+3.62%)	$302,097 (+3.95%) Land $87,080 Building $215,017	$906,382 (+3.95%) Land $261,266 Building $645,116
2022	$19,431.00	$290,624 Land $83,773 Building $206,851	$871,959 Land $251,344 Building $620,615

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2007–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE BLUFF serves 5,600 people · EPA ID IL0970750
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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