Lincoln County property record for 190 Keystone Dr, Old Monroe, MO 63369
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,608 sqft · built 2017 |
| Lot Size | 0.438 acres (19,079 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,776 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-30-08-000-000-003.036 |
| Primary APN | 21-30-08-000-000-003.036 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,608 sqft Living Area |
| Basement Area | 1,608 sqft |
| Unfinished Basement | 1,608 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 19,079 sqft (0.438 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 190 KEYSTONE DR |
|---|---|
| City | OLD MONROE |
| State | MO |
| Zip | 63369-2818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 36 KEYSTONE ESTATES |
| Legal Range | 02E |
| Legal Township | 48N |
| Legal Section | 30 |
| Legal Subdivision | KEYSTONE ESTATES |
| Legal Lot Number | 36 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 810402 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 190 KEYSTONE DR, OLD MONROE, MO 63369-2818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP |
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CAPGROW HOME MORTGAGE LLC |
| Nov 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jun 10, 2019 | Beneficiary Deed, Transfer |
| Jan 24, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF OLD MONROE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2019 |
| Deed Sale | Jun 10, 2019 |
| Prior Sale | Jan 24, 2017 · Amount on Record |
| Deed Document Number | 20194613 |
| Deed Book / Page | 2434 / 758 |
| Prior Transfer Date | Jun 7, 2019 |
| Prior Transfer Doc | 02434/0758 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 190 KEYSTONE DR, OLD MONROE, MO 63369-2818 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | NATIONS TITLE AGENCY/MO INC, NATIONS TITLE AGENCY MO INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02416/0030 |
|---|---|
| Date | Oct 6, 2017 |
| Book Page | 2416/0030 |
| Instrument | 2017009513 |
| Name | AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 190 KEYSTONE DR, OLD MONROE, MO 63369-2818 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 002461/389 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 2461/389 |
| Instrument | 2021003898 |
| Name | CAPGROW HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 190 KEYSTONE DR, OLD MONROE, MO 63369-2818 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 190 KEYSTONE DR, OLD MONROE, MO 63369-2818 |
| Document Number | 002485/288 |
|---|---|
| Date | Nov 3, 2022 |
| Book Page | 2485/288 |
| Instrument | 2022011066 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 7, 2032 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Jun 10, 2019 |
| Property Address | 190 KEYSTONE DR, OLD MONROE, MO 63369-2818 |
| Document Number | 02434/0758 |
| Book / Page | 2434 / 0758 |
| Map Reference | MB 14 PG 191 |
| Instrument Date | Jun 7, 2019 |
| Instrument | 2019004613 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 190 KEYSTONE DR, OLD MONROE, MO 63369-2818 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Jan 24, 2017 |
| Property Address | 190 KEYSTONE DR, OLD MONROE, MO 63369-2818 |
| Document Number | 02407/0215 |
| Book / Page | 2407 / 0215 |
| Map Reference | MB14 PG191 |
| Instrument Date | Jan 17, 2017 |
| Instrument | 2017000630 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | NOT AVAILABLE, UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1710 FLINT HILL PARK LN, 1710, WENTZVILLE, MO 63385-2100 |
| Name | Verified Name |
|---|---|
| Address | 190 KEYSTONE DR, OLD MONROE, MO 63369-2818 |
| Document Number | 2017000631 |
|---|---|
| Date | Jan 24, 2017 |
| Instrument | 2017000631 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,978 (-) Land $5,987 Building $40,991 | ||
| 2025 | $2,776.00 (+7.64%) | $46,978 (+9.16%) Land $5,987 Building $40,991 | $247,250 (+9.16%) Land $31,510 Building $215,740 |
| 2023 | $2,579.00 (+5.31%) | $43,035 (+4.57%) Land $5,200 Building $37,835 | $226,500 (+4.57%) Land $27,370 Building $199,130 |
| 2022 | $2,449.00 | $41,156 Land $5,200 Building $35,956 | |
| 2021 | $216,610 Land $27,370 Building $189,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 25 (1993–2024) |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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