Jackson County property record for 190 Keepsake Ln, Whittier, NC 28789
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 1,782 sqft · built 1999 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $627 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 7615-70-7296 |
| Primary APN | 7615-70-7296 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,782 sqft Heated Area |
| 1st Floor Area | 1,782 sqft |
| Basement Area | 270 sqft |
| Unfinished Basement | 270 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 310 sqft |
| Deck Area | 90 sqft |
| Patio Area | 202 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 190 KEEPSAKE LN |
|---|---|
| City | WHITTIER |
| State | NC |
| Zip | 28789-7017 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | C7 |
| Legal Description | LT 46 SOCO HILLS |
| Legal Lot Number | 46 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | QUALLA |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 940200 |
190 Keepsake Ln, a mobile home, is owned and occupied by an individual.
Source: Jackson County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 190 KEEPSAKE LN, WHITTIER, NC 28789-7017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 190 Keepsake Ln was $627.
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $165,091 Land $23,770 Building $141,321 | |
| 2025 | $627.00 | |
| 2023 | $351.00 | $92,370 Land $20,900 Building $71,470 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 190 Keepsake Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | May 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Keepsake Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHEROKEE WATER SYSTEM tribal government · serves 16,203 people · EPA ID 043740039 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Carbon tetrachloride not recorded as resolved · Jan 2023 Trichloroethylene not recorded as resolved · Jan 2023 Vinyl chloride not recorded as resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Nov 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cherokee Cablevision Cable | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
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