190 Joy Rd, Adrian, MI 49221 Property Records

Lenawee County property record for 190 Joy Rd, Adrian, MI 49221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 2004
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,900 (Aug 2021)
Tax Bill	$3,841 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`XA0-648-0046-00`

Property Details

APN / Parcel Number

Primary APN	`XA0-648-0046-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft
Basement Area	1,368 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	328 ft deep x 104 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	10 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	190 JOY RD
City	ADRIAN
State	MI
Zip	49221-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	LOT 46 MEADOW VIEW ESTATES
Legal Subdivision	MEADOW VIEW ESTATES
Legal Lot Number	46
Jurisdiction	LENAWEE MI
Township / Civil Division	ADRIAN
Census Block Group	4
Census Block	4003
Census Tract	61702

Owner

Source: Lenawee County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 JOY RD, ADRIAN, MI 49221-1221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage COUNTY NATIONAL BANK
Jun 14, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	Sep 10, 2013 · Amount on Record
Deed Book / Page	2624 / 146
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Aug 13, 2021
Property Address	190 JOY RD, ADRIAN, MI 49221-1221
Document Number	0026240146
Book / Page	2624 / 146
Instrument Date	Jul 26, 2021
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 JOY RD, ADRIAN, MI 49221-1221

Mortgage

Document Number	2624147
Date	Aug 13, 2021
Instrument	2624/147

Lender

Name	COUNTY NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LENAWEE MI
Recording Date	Jun 14, 2017
Property Address	190 JOY RD, ADRIAN, MI 49221-1221
Document Number	0025470122
Book / Page	002547 / 000122
Instrument Date	Jun 1, 2017
Transaction Type	Transfer
Record Updated	Jul 26, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lenawee County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Adrian City
County	Lenawee County
Unified School District	Adrian City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,400 (+4.27%)	$248,800 (+4.27%)
2025	$3,841.00 (-13.98%) Homeowner's exemption	$119,300 (+18.82%)	$238,600 (+18.82%)
2024	$4,465.00
2023		$100,400 (+10.45%)	$200,800 (+10.45%)
2022		$90,900	$181,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADRIAN serves 23,663 people · EPA ID MI0000040
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: D&P Communications.

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