190 Jefferson Oaks Dr, Ruston, LA 71270 Property Records

Lincoln Parish property record for 190 Jefferson Oaks Dr, Ruston, LA 71270

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,083 sqft · built 2001
Lot Size	1.92 acres (83,635 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jun 2014)
Tax Bill	$3,970 (2025)
Deeds & Mortgages	Feb 2007 Line of Credit Oct 2012 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02183300007`

Property Details

APN / Parcel Number

Primary APN	`02183300007`
Alternative APN	`22879`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,083 sqft Living Area
Gross Area	4,313 sqft

Exterior

Year Built	Built 2001
Lot Area	83,635 sqft (1.92 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	570 sqft

Location & Zoning

Street Address	190 JEFFERSON OAKS DR
City	RUSTON
State	LA
Zip	71270-7065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #7 JEFFERSON OAKS SUBD AND A TR OR PARCEL OF LAND CONTG 030 ACRES SIT IN SEC 2-18-3 DESC AS: BEG AT A 1/2 IRON ROD
Legal Subdivision	JEFFERSON OAKS
Legal Lot Number	7
Jurisdiction	LINCOLN LA
Township / Civil Division	6
Census Block Group	2
Census Block	2000
Census Tract	960402

Owner

Source: Lincoln Parish records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	190 JEFFERSON OAKS DR, RUSTON, LA 71270-7065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2007	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Oct 26, 2012	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
Jun 23, 2014	Deed, Transfer · Line of Credit MARION STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2014 · Amount on Record
Deed Sale	Jun 23, 2014 · Amount on Record
Deed Document Number	0001345438
Deed Book / Page	1345 / 438
Record Updated	Jun 8, 2026

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	190 JEFFERSON OAKS DR, RUSTON, LA 71270-7065
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000925/397
Date	Feb 9, 2007
Book Page	0925/397
Instrument	F81913

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jan 25, 2017

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	190 JEFFERSON OAKS DR, RUSTON, LA 71270-7065
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001056/104
Date	Oct 26, 2012
Book Page	1056/104
Instrument	F127168

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2042

June 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN LA
Recording Date	Jun 23, 2014
Property Address	190 JEFFERSON OAKS DR, RUSTON, LA 71270-7065
Document Number	001345/438
Book / Page	1345 / 438
Map Reference	MB1039 PG165
Instrument Date	Jun 23, 2014
Instrument	F140615
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	297 WHITE OAK LN, BERNICE, LA 71222-5625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 JEFFERSON OAKS DR, RUSTON, LA 71270-7065

Mortgage

Document Number	000F140616
Date	Jun 23, 2014
Instrument	F140616

Lender

Name	MARION STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Lincoln Parish
Unified School District	Lincoln Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,970.00 (+15.61%) Homeowner's exemption	$48,835 (+19.78%) Land $6,608 Building $42,227	$488,347 (+19.78%) Land $66,075 Building $422,272
2023	$3,434.00 Homeowner's exemption	$40,772 Land $5,804 Building $34,968	$407,716 Land $58,040 Building $349,676

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RUSTON WATER SYSTEM serves 22,468 people · EPA ID LA1061017
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Optimum Cable	940 / 35
318 High Speed Fixed Wireless · not low latency	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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