190 Holmes Rd, Scarborough, ME 04074 Property Records

Cumberland County and Scarborough Town property record for 190 Holmes Rd, Scarborough, ME 04074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,448 sqft · built 2003
Lot Size	2.08 acres (90,605 sqft)
Owner	2 Individual Names on File
Last Sale	$247,847 (Feb 2011)
Tax Bill	$6,774 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R023002D`

Property Details

APN / Parcel Number

Primary APN	`R023002D`
Alternative APNs	`SCAR M:R023 L:002D` `8824`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,448 sqft Living Area
Gross Area	4,320 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	90,605 sqft (2.08 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8824
Street Address	190 HOLMES RD
City	SCARBOROUGH
State	ME
Zip	04074-9122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	16
Legal Lot Number	2D
Jurisdiction	SCARBOROUGH ME
Township / Civil Division	SCARBOROUGH
Census Block Group	1
Census Block	1003
Census Tract	17306

Owner

190 Holmes Rd is owned and occupied by two individuals who bought it in February 2011.

Source: Cumberland County and Scarborough Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	190 HOLMES RD, SCARBOROUGH, ME 04074-9122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Jun 21, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 16, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2011 · Amount on File
Deed Sale	Feb 24, 2011 · Amount on File
Deed Document Number	201110850
Deed Book / Page	28542 / 114
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	190 HOLMES RD, SCARBOROUGH, ME 04074-9122
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0403130079
Date	Aug 21, 2023
Book Page	40313/79
Instrument	29003

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCARBOROUGH ME
Recording Date	Jun 21, 2017
Property Address	190 HOLMES RD, SCARBOROUGH, ME 04074-9122
Document Number	0340980207
Book / Page	034098 / 000207
Instrument Date	Jun 14, 2017
Instrument	28717
Transaction Type	Transfer
Record Updated	Aug 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	894 KNIGHTS HILL RD SWEDEN ME 040405519, SWEDEN, ME 04040-5519

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCARBOROUGH ME
Recording Date	Jun 16, 2017
Property Address	190 HOLMES RD, SCARBOROUGH, ME 04074-9122
Document Number	0340870323
Book / Page	034087 / 000323
Instrument Date	Jun 14, 2017
Instrument	27913
Transaction Type	Transfer
Record Updated	Nov 6, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8974 KNIGHTS HILL RD SWEDEN ME 04040, SWEDEN, ME 04040

Tax Assessment & Valuation

The 2025 property tax bill for 190 Holmes Rd was $6,774.

Source: Cumberland County and Scarborough Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Scarborough Town
Unified School District	Scarborough (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,774.00	$597,900 Land $151,400 Building $446,500
2023	$6,247.00 (+3.75%)	$391,200 (-) Land $104,700 Building $286,500
2022	$6,021.00	$391,200 Land $104,700 Building $286,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 190 Holmes Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Holmes Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Holmes Rd

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