190 Highland Forest Dr, Gilmer, TX 75644 Property Records

Upshur County property record for 190 Highland Forest Dr, Gilmer, TX 75644

Property Summary

Property TypeSingle Family Home
Details2,321 sqft · built 2022
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Tax Bill$6,458 (2026)
Deeds & MortgagesDec 2023 Mortgage
Mar 2024 Sale
Flood ZoneZone X (minimal risk)
APNS468-S02-C11-PH1LT63

Property Details

APN / Parcel Number

Primary APNS468-S02-C11-PH1LT63
Alternative APNs
  • S468-S02-000-PH1LT63
  • 65111706

Interior

Building Area2,321 sqft Total Area
1st Floor Area1,714 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area470 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberS468-S02-C11-PH1LT63
Street Address190 HIGHLAND FOREST DR
CityGILMER
StateTX
Zip75644-1119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 63, BLK PH1 HIGHLAND FOREST SUBD S468 (A200) .19 ACRES & HOUSE
Legal SubdivisionHIGHLAND FOREST SUB PH 1
Legal BlockPH1
Legal Lot Number63
JurisdictionUPSHUR TX
Township / Civil DivisionGILMER
Census Block Group3
Census Block3001
Census Tract950301

Owner

190 Highland Forest Dr is owned and occupied by two individuals who acquired it in March 2024.

Source: Upshur County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address190 HIGHLAND FOREST DR, GILMER, TX 75644-1119
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2023Deed of Trust, Mortgage · Commercial Mortgage
CYPRESS BANK SSB
Mar 15, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2024
Deed SaleMar 15, 2024
Deed Document Number20241646
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUPSHUR TX
Property Address190 HIGHLAND FOREST DR, GILMER, TX 75644-1119
Transaction TypeMortgage
Record UpdatedDec 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202308133
DateDec 28, 2023
Instrument202308133
Lender
NameCYPRESS BANK SSB
TypeBank
AddressPITTSBURG, TX 75686
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term12 Months
DueDec 28, 2024

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUPSHUR TX
Recording DateMar 15, 2024
Property Address190 HIGHLAND FOREST DR, GILMER, TX 75644-1119
Document Number0202401646
Map ReferenceVOL 5 PG 250
Instrument DateMar 15, 2024
Instrument202401646
Transaction TypeTransfer
Record UpdatedDec 25, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 HIGHLAND FOREST DR, GILMER, TX 75644-1119

Tax Assessment & Valuation

The 2026 property tax bill for 190 Highland Forest Dr was $6,458 with exemptions applied, up 132.4% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyUpshur County
Unified School DistrictGilmer Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,458.00 (+132.39%) Homeowner's exemption Senior Citizen's exemption$331,660 (-3.03%) Land $8,930 Building $322,730$331,660 (-3.03%) Land $8,930 Building $322,730
2025$2,779.00 Homeowner's exemption Senior Citizen's exemption$342,010 Land $15,960 Building $326,050$342,010 Land $15,960 Building $326,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 Highland Forest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Highland Forest Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 73% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Etex Telephone
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Frontier, Optimum.

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