Berks County property record for 190 Hemlock Rd, Reading, PA 19607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,256 sqft · built 1975 |
| Lot Size | 1.93 acres (84,506 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Apr 2019) |
| Tax Bill | $2,365 (2026) |
| Deeds & Mortgages | Jan 2023 Line of Credit Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4394-02-78-5767 |
| Primary APN | 4394-02-78-5767 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,256 sqft Living Area |
| 1st Floor Area | 1,256 sqft |
| Basement Area | 504 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 84,506 sqft |
| Terrain | Above Road/Slope |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Porch | Open Frame Porch |
| Pole Barn | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 39120120 |
|---|---|
| Street Address | 190 HEMLOCK RD |
| City | READING |
| State | PA |
| Zip | 19607-9669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 78 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | CUMRU |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11602 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 190 HEMLOCK RD, READING, PA 19607-9669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 1, 2019 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2019 · Amount on Record |
| Deed Sale | Apr 1, 2019 · Amount on Record |
| Deed Document Number | 20199616 |
| Prior Transfer Date | Mar 29, 2019 |
| Prior Transfer Doc | 0000009616 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 190 HEMLOCK RD, READING, PA 19607-9669 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 190 HEMLOCK RD, READING, PA 19607-9669 |
| Document Number | 0000001873 |
|---|---|
| Date | Jan 20, 2023 |
| Instrument | 2023001873 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 19, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Apr 1, 2019 |
| Property Address | 190 HEMLOCK RD, READING, PA 19607-9669 |
| Document Number | 0000009616 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 9616 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,850.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 190 HEMLOCK RD READING PA 196079669, READING, PA 19607-9669 |
| Document Number | 9617 |
|---|---|
| Date | Apr 1, 2019 |
| Instrument | 9617 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2049 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Cumru Township |
| Unified School District | Governor Mifflin School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,365.00 (+24.87%) Homeowner's exemption | $119,100 (-) Land $49,200 Building $69,900 | $49,200 (-58.69%) Land $49,200 |
| 2024 | $1,894.00 | $119,100 Land $49,200 Building $69,900 | |
| 1994 | $119,100 Land $49,200 Building $69,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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