Otsego County and Cherry Valley Town property record for 190 Heller Rd, Cherry Valley, NY 13320
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,812 sqft · built 1870 |
| Lot Size | 60.5 acres (2,637,994 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Mar 2014) |
| Tax Bill | $4,471 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 362489 60.00-1-8.03 |
| Primary APN | 362489 60.00-1-8.03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,812 sqft Living Area |
| 1st Floor Area | 1,734 sqft |
| 2nd Floor Area | 1,078 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,637,994 sqft (60.5 acres) |
| Garage Type | Detached |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 336 sqft |
| Shed | 1 Shed |
| Canopy | 180 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 184290 |
|---|---|
| Street Address | 190 HELLER RD |
| City | CHERRY VALLEY |
| State | NY |
| Zip | 13320-2411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 002 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 8.003 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 590101 |
Source: Otsego County and Cherry Valley Town records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 190 HELLER RD, CHERRY VALLEY, NY 13320-2411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ANABAPTIST FIN'L |
| May 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ANABAPTIST FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2014 · Amount on Record |
| Deed Sale | Mar 28, 2014 · Amount on Record |
| Deed Book / Page | 2014 / 1367 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 190 HELLER RD, CHERRY VALLEY, NY 13320-2411 |
| Document Number | 0000000979 |
| Instrument Date | Feb 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 190 HELLER RD CHERRY VALLEY NY 133202411, CHERRY VALLEY, NY 13320-2411 |
| Document Number | 0000000979 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 979 |
| Name | ANABAPTIST FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | LEWISBURG, PA 17837 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 190 HELLER RD, CHERRY VALLEY, NY 13320-2411 |
| Document Number | 0000002136 |
| Instrument Date | May 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | ADVANTAGE ABSTRACT INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 190 HELLER RD CHERRY VALLEY NY 133202411, CHERRY VALLEY, NY 13320-2411 |
| Document Number | 0000002136 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 2136 |
| Name | ANABAPTIST FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | NEW COLUMBIA, PA 17856 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Otsego County and Cherry Valley Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Cherry Valley Town |
| Unified School District | Sharon Springs Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,471.00 | $300,000 (-) Land $115,400 Building $184,600 | $428,571 (+18.34%) Land $164,857 Building $263,714 |
| 2023 | $300,000 Land $115,400 Building $184,600 | $362,144 Land $139,305 Building $222,839 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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